553 Flatt Ter, Cincinnati, OH 45232 Property Records

Hamilton County property record for 553 Flatt Ter, Cincinnati, OH 45232

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,273 sqft · built 1953
Lot Size	0.133 acres (5,793 sqft)
Owner	2 Individual Names on Record
Last Sale	$186,000 (Oct 2025)
Tax Bill	$1,770 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`220-0057-0142-00`

Property Details

APN / Parcel Number

Primary APN	`220-0057-0142-00`
Alternative APN	`0089684`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,273 sqft Living Area
Gross Area	2,150 sqft
1st Floor Area	877 sqft
Attic	Attic
Attic Area	396 sqft
Basement Area	877 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	5,793 sqft (0.133 acres)
Lot Dimensions	112 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	553 FLATT TER
City	CINCINNATI
State	OH
Zip	45232-1707
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF2
Legal Description	FLATT TERR 50 X 112 PT LOT 1 D PETERS EST SUB
Legal Subdivision	PETERS EST SUB
Legal Lot Number	1
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	2
Census Block	2006
Census Tract	7300

Owner

Source: Hamilton County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	533 FLATT TER, CINCINNATI, OH 45232-1707
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 29, 2025 · Amount on Record
Deed Sale	Oct 29, 2025 · Amount on Record
Deed Document Number	202583996
Deed Book / Page	15532 / 540
Prior Transfer Date	May 4, 2009
Prior Transfer Doc	0000000734
Record Updated	Jun 8, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Oct 29, 2025
Property Address	553 FLATT TER, CINCINNATI, OH 45232-1707
Document Number	0000083996
Book / Page	15532 / 540
Map Reference	VOL 28 PG 111
Instrument Date	Oct 23, 2025
Instrument	2025-0083996
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	BLUEGRASS LAND TITLE, BLUEGRASS LAND TTL OF OH LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$186.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	533 FLATT TER, CINCINNATI, OH 45232-1707

Mortgage

Document Number	0000083997
Date	Oct 29, 2025
Instrument	2025-0083997

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,770.00 (+2.61%) Homeowner's exemption	$36,086 (+0.01%) Land $6,570 Building $29,516	$103,100 (-) Land $18,770 Building $84,330
2024	$1,725.00 (-4.8%) Homeowner's exemption	$36,084 (-) Land $6,569 Building $29,515
2023	$1,812.00 (+33.04%) Homeowner's exemption	$36,084 (+37.37%) Land $6,569 Building $29,515	$103,100 (+37.38%) Land $18,770 Building $84,330
2022	$1,362.00 Homeowner's exemption	$26,268 Land $6,104 Building $20,164
2020			$75,050 Land $17,440 Building $57,610

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 438 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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