555 Flatt Ter, Cincinnati, OH 45232 Property Records

Hamilton County property record for 555 Flatt Ter, Cincinnati, OH 45232

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,232 sqft · built 1900
Lot Size	0.132 acres (5,793 sqft)
Owner	2 Individual Names on Record
Last Sale	$73,000 (Dec 2009)
Tax Bill	$2,330 (2025)
Deeds & Mortgages	Dec 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`220-0057-0108-00`

Property Details

APN / Parcel Number

Primary APN	`220-0057-0108-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,232 sqft Living Area
1st Floor Area	704 sqft
2nd Floor Area	528 sqft
Basement Area	704 sqft

Exterior

Year Built	Built 1900
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	5,793 sqft (0.132 acres)
Lot Dimensions	112 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	146 sqft
Patio Area	280 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	555 FLATT TER
City	CINCINNATI
State	OH
Zip	45232-1707
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	555 FLATT TERR 50 X 112 IRR PT LOT 1 PETERS EST SUB
Legal Subdivision	PETERS ESTATE SUB
Legal Lot Number	1
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	2
Census Block	2006
Census Tract	7300

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	555 FLATT TER, CINCINNATI, OH 45232-1707
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 9, 2009 · Amount on Record
Deed Sale	Dec 9, 2009 · Amount on Record
Prior Sale	Aug 12, 2002 · Amount on Record
Deed Document Number	09-161797
Deed Book / Page	11307 / 00290
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	555 FLATT TER, CINCINNATI, OH 45232-1707
Transaction Type	Mortgage
Record Updated	Jan 22, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	555 FLATT TER, CINCINNATI, OH 45232-1707

Mortgage

Document Number	0000095389
Date	Dec 8, 2025
Book Page	15557/189
Instrument	2025-0095389

Lender

Name	US BANK NA
Type	Bank
Address	HOPKINS, MN 55343

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Nov 26, 2040

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,330.00 (+2.73%)	$37,524 (-) Land $6,570 Building $30,954
2024	$2,268.00 (-1.95%)	$37,524 (-) Land $6,570 Building $30,954
2023	$2,313.00 (+41.9%)	$37,524 (+58.8%) Land $6,570 Building $30,954	$107,210 (+58.81%) Land $18,770 Building $88,440
2022	$1,630.00 Homeowner's exemption	$23,629 Land $6,104 Building $17,525
2020			$67,510 Land $17,440 Building $50,070

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 438 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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