547 Flatt Ter, Cincinnati, OH 45232 Property Records

Hamilton County property record for 547 Flatt Ter, Cincinnati, OH 45232

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 720 sqft · built 1926
Lot Size	0.096 acres (4,182 sqft)
Owner	Individual Name on File
Last Sale	$120,000 (Jun 2026)
Tax Bill	$2,030 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Feb 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`220-0057-0128-00`

Property Details

APN / Parcel Number

Primary APN	`220-0057-0128-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	720 sqft Living Area
Gross Area	1,440 sqft
1st Floor Area	720 sqft
Upper Floors Area	576 sqft
Basement Area	720 sqft

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	4,182 sqft (0.096 acres)
Lot Dimensions	112 ft deep x 35 ft wide
Porch	Open Frame Porch
Porch Area	120 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	547 FLATT TER
City	CINCINNATI
State	OH
Zip	45232-1707
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF2
Legal Description	547 FLATT TER 35 X 112 PT LOT 1 PETERS EST SUB
Legal Subdivision	PETERS EST SUB
Legal Lot Number	1
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	2
Census Block	2006
Census Tract	7300

Owner

Source: Hamilton County assessment roll, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	547 FLATT TER, CINCINNATI, OH 45232-1707
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2026	Special Warranty Deed, Transfer · FHA Mortgage NATIONS DIRECT MORTGAGE
Feb 20, 2019	Grant Deed, Transfer
Jul 27, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 9, 2026 · Amount on Record
Deed Sale	Jun 9, 2026 · Amount on Record
Prior Sale	Jul 27, 2018 · Amount on Record
Deed Document Number	202645721
Deed Book / Page	15683 / 3112
Prior Transfer Date	Jul 12, 2007
Prior Transfer Doc	0000102285
Record Updated	Sep 20, 2026

June 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jun 9, 2026
Property Address	547 FLATT TER, CINCINNATI, OH 45232-1707
Document Number	0000045721
Book / Page	15683 / 3112
Instrument Date	Mar 24, 2026
Instrument	202645721
Transaction Type	Transfer
Record Updated	Jul 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$24,240.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000045722,
Date	Jun 9, 2026
Instrument	202645722

Lender

Name	NATIONS DIRECT MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.23%
Max Rate	-1%

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HAMILTON OH
Recording Date	Feb 20, 2019
Property Address	547 FLATT TER, CINCINNATI, OH 45232-1707
Document Number	0000012972
Book / Page	013858 / 000959
Instrument Date	Nov 1, 2018
Instrument	12972
Transaction Type	Transfer
Record Updated	Mar 21, 2019

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	300 CRESCENT CT #700 DALLAS TX 752017849, 700, DALLAS, TX 75201-7849

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jul 27, 2018
Property Address	547 FLATT TER, CINCINNATI, OH 45232-1707
Document Number	0000064991
Book / Page	013719 / 000484
Instrument Date	Jun 13, 2018
Instrument	64991
Transaction Type	Transfer
Record Updated	Aug 24, 2018

Transaction

Amount	Amount Recorded
Tax	$428.70
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5550 HUBER RD HUBER HEIGHTS OH 454242001, HUBER HEIGHTS, OH 45424-2001
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,030.00 (+0.15%)	$31,906 (-) Land $5,110 Building $26,796	$91,160 (-) Land $14,600 Building $76,560
2024	$2,027.00 (-0.2%)	$31,906 (-) Land $5,110 Building $26,796
2023	$2,031.00 (+27.18%)	$31,906 (+41.53%) Land $5,110 Building $26,796	$91,160 (+41.53%) Land $14,600 Building $76,560
2022	$1,597.00	$22,544 Land $4,746 Building $17,798
2020			$64,410 Land $13,560 Building $50,850

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 438 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cincinnati Bell Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile USA.

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