5528 Wharfside Pl, Denton, TX 76208 Property Records

Denton County property record for 5528 Wharfside Pl, Denton, TX 76208

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,368 sqft · built 2018
Lot Size	0.138 acres (6,015 sqft)
Owner	Individual Name on Record
Last Sale	$436,718 (May 2026)
Tax Bill	$6,233 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Sep 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R702748`

Property Details

APN / Parcel Number

Primary APN	`R702748`
Alternative APNs	`SD4593A-00000CC-0000-0009-0000` `SD4593A-00000CC-0000-0009` `1064380`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,368 sqft Living Area
Gross Area	2,808 sqft
1st Floor Area	1,766 sqft
2nd Floor Area	602 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,015 sqft (0.138 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	315 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5528 WHARFSIDE PL
City	DENTON
State	TX
Zip	76208-1439
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VILLAGES OF CARMEL PHASE 5A BLK CC LOT 9
Legal Subdivision	VILLAGES OF CARMEL PHASE 5A
Legal Block	CC
Legal Lot Number	9
Jurisdiction	DENTON TX
Township / Civil Division	LEWISVILLE-FLOWER MOUND
Census Block Group	5
Census Block	5001
Census Tract	21415

Owner

Source: Denton County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5528 WHARFSIDE PL, DENTON, TX 76208-1439
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 1, 2026	Special Warranty Deed, Transfer · Conventional Mortgage SOUTHWEST AIRLINES FEDERAL CREDIT UNION
Sep 19, 2023	Vendor's Lien, Transfer · Conventional Mortgage FIRST UNITED BANK & TRUST CO
Jul 20, 2020	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS
Nov 21, 2018	Vendor's Lien, Transfer · FHA Mortgage AMERICAN FINANCIAL NETWORK INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 2026 · Amount on Record
Deed Sale	May 1, 2026 · Amount on Record
Prior Sale	Sep 19, 2023 · Amount on Record
Deed Document Number	202650356
Prior Transfer Date	Jul 20, 2020
Prior Transfer Doc	0000104789
Record Updated	Oct 29, 2026

May 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	DENTON TX
Recording Date	May 1, 2026
Property Address	5528 WHARFSIDE PL, DENTON, TX 76208-1439
Document Number	0000050356
Instrument Date	Apr 27, 2026
Instrument	2026.50356
Transaction Type	Transfer
Record Updated	May 19, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5528 WHARFSIDE PL, DENTON, TX 76208-1439

Mortgage

Document Number	0000050357,
Date	May 1, 2026
Instrument	2026.50357

Lender

Name	SOUTHWEST AIRLINES FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.54%
Initial Type	Fixed Rate
Max Rate	-1%

September 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	DENTON TX
Recording Date	Sep 19, 2023
Property Address	5528 WHARFSIDE PL, DENTON, TX 76208-1439
Document Number	0000101051
Map Reference	FILE 2017-167
Instrument Date	Sep 15, 2023
Instrument	2023-101051
Transaction Type	Transfer
Record Updated	May 14, 2026
Title Company	STEWART TITLE, STC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5528 WHARFSIDE PL, DENTON, TX 76208-1439

Mortgage

Document Number	0000101052
Date	Sep 19, 2023
Instrument	2023-101052

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DENTON TX
Recording Date	Jul 20, 2020
Property Address	5528 WHARFSIDE PL, DENTON, TX 76208-1439
Document Number	0000104789
Instrument Date	Jul 20, 2020
Instrument	104789
Transaction Type	Transfer
Record Updated	Aug 17, 2020
Title Company	STEWART TITLE/CALDWELL, STC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5528 WHARFSIDE PL DENTON TX 762081439, DENTON, TX 76208-1439

Mortgage

Document Number	104790
Date	Jul 20, 2020
Instrument	104790

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 19, 2050

November 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	DENTON TX
Recording Date	Nov 21, 2018
Property Address	5528 WHARFSIDE PL, DENTON, TX 76208-1439
Document Number	0000136578
Map Reference	FILE 2O17-167
Instrument Date	Nov 21, 2018
Instrument	2018-136578
Transaction Type	Transfer
Record Updated	Oct 11, 2021
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1038 TEXAN TRL, 1038, GRAPEVINE, TX 76051-3711

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5528 WHARSIDE PL, DENTON, TX 76208-1439

Mortgage

Document Number	0000136579
Date	Nov 21, 2018
Instrument	2018-136579

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

Source: Denton County assessment roll, as of September 14, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Denton County
Municipality	Denton City
Unified School District	Denton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$397,945 (-0.63%) Land $90,225 Building $307,720	$397,945 (-0.63%) Land $90,225 Building $307,720
2025	$6,233.00 (-18.9%)	$400,484 (-7.21%) Land $90,225 Building $310,259	$400,484 (-7.21%) Land $90,225 Building $310,259
2024	$7,686.00 (+39.82%)
2023	$5,497.00 (-10.63%) Homeowner's exemption	$431,580 Land $90,225 Building $341,355	$431,580 Land $90,225 Building $341,355
2022	$6,151.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 90% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DENTON serves 150,037 people · EPA ID TX0610002
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 810 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: ElektraFi, Nextlink, T-Mobile.

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