Denton County property record for 5524 Wharfside Pl, Denton, TX 76208
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,617 sqft · built 2018 |
| Lot Size | 0.129 acres (5,609 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,317 (2025) |
| Deeds & Mortgages | Apr 2019 Mortgage Aug 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R702747 |
| Primary APN | R702747 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,617 sqft Living Area |
| Gross Area | 3,047 sqft |
| 1st Floor Area | 1,942 sqft |
| 2nd Floor Area | 675 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 5,609 sqft (0.129 acres) |
| Garage Type | Attached |
| Garage Area | 430 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 267 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 5524 WHARFSIDE PL |
|---|---|
| City | DENTON |
| State | TX |
| Zip | 76208-1439 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VILLAGES OF CARMEL PHASE 5A BLK CC LOT 8, UNDIVIDED INTEREST 50.0000000000% - UDI: 50.000000% |
| Legal Subdivision | VILLAGES OF CARMEL PHASE 5A |
| Legal Block | CC |
| Legal Lot Number | 8 |
| Jurisdiction | DENTON TX |
| Township / Civil Division | PILOT POINT-AUBREY |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 20134 |
5524 Wharfside Pl is owned and occupied by an individual.
Source: Denton County records, as of September 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5524 WHARFSIDE PL, DENTON, TX 76208-1439 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 15, 2019 | Deed of Trust, Mortgage · FHA Mortgage MORTGAGE FINANCIAL SERVICES LLC |
| Aug 15, 2018 | Vendor's Lien, Transfer · FHA Mortgage MORTGAGE FINANCIAL SERVICES LLC |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DENTON TX |
| Property Address | 5524 WHARFSIDE PL, DENTON, TX 76208-1439 |
| Transaction Type | Mortgage |
| Record Updated | Oct 11, 2021 |
| Title Company | ALAMO TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000040042 |
|---|---|
| Date | Apr 15, 2019 |
| Instrument | 2019-040042 |
| Name | MORTGAGE FINANCIAL SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | FLOWER MOUND, TX 75028 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2049 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | DENTON TX |
| Recording Date | Aug 15, 2018 |
| Property Address | 5524 WHARFSIDE PL, DENTON, TX 76208-1439 |
| Document Number | 0000096769 |
| Map Reference | FILE 2017-167 |
| Instrument Date | Aug 15, 2018 |
| Instrument | 2018-096769 |
| Transaction Type | Transfer |
| Record Updated | Oct 11, 2021 |
| Title Company | STEWART TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1038 TEXAN TRL, 1038, GRAPEVINE, TX 76051-3711 |
| Name | Verified Name |
|---|---|
| Address | 5524 WHARFSIDE PL, DENTON, TX 76208-1439 |
| Document Number | 0000096770 |
|---|---|
| Date | Aug 15, 2018 |
| Instrument | 2018-096770 |
| Name | MORTGAGE FINANCIAL SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2048 |
The 2025 property tax bill for 5524 Wharfside Pl was $3,317 with a homeowner's exemption.
Source: Denton County assessment roll, as of September 14, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Denton County |
| Municipality | Denton City |
| Unified School District | Denton Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $205,472 Land $42,068 Building $163,404 | $205,472 Land $42,068 Building $163,404 | |
| 2025 | $3,317.00 | ||
| 2023 | $221,948 Land $42,068 Building $179,880 | $221,948 Land $42,068 Building $179,880 | |
| 2022 | $3,268.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5524 Wharfside Pl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5524 Wharfside Pl is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 89% of Texas |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF DENTON serves 150,037 people · EPA ID TX0610002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2024 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 810 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: ElektraFi, Nextlink, T-Mobile.
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