5520 Wharfside Pl, Denton, TX 76208 Property Records

Denton County property record for 5520 Wharfside Pl, Denton, TX 76208

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,144 sqft · built 2018
Lot Size	0.129 acres (5,609 sqft)
Owner	2 Individual Names on File
Last Sale	$305,900 (Apr 2019)
Tax Bill	$7,325 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Apr 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R702746`

Property Details

APN / Parcel Number

Primary APN	`R702746`
Alternative APNs	`SD4593A-00000CC-0000-0007-0000` `1022950`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,144 sqft Living Area
Gross Area	3,578 sqft
1st Floor Area	1,747 sqft
2nd Floor Area	1,398 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	5,609 sqft (0.129 acres)
Garage Type	Attached
Garage Area	434 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	262 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5520 WHARFSIDE PL
City	DENTON
State	TX
Zip	76208-1439
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VILLAGES OF CARMEL PHASE 5A BLK CC LOT 7
Legal Subdivision	VILLAGES OF CARMEL PHASE 5A
Legal Block	CC
Legal Lot Number	7
Jurisdiction	DENTON TX
Township / Civil Division	LEWISVILLE-FLOWER MOUND
Census Block Group	5
Census Block	5001
Census Tract	21415

Owner

5520 Wharfside Pl is owned and occupied by two individuals who bought it in April 2019.

Source: Denton County records, as of September 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5520 WHARFSIDE PL, DENTON, TX 76208-1439
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Apr 18, 2019	Grant Deed, Transfer NTFN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 18, 2019 · Amount on File
Deed Sale	Apr 18, 2019 · Amount on File
Deed Document Number	201942375
Prior Transfer Date	Apr 17, 2019
Prior Transfer Doc	0000042375
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENTON TX
Property Address	5520 WHARFSIDE PL, DENTON, TX 76208-1439
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000036533
Date	Mar 19, 2020
Instrument	2020-036533

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company
Address	BURLINGAME, CA 94010

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DENTON TX
Recording Date	Apr 18, 2019
Property Address	5520 WHARFSIDE PL, DENTON, TX 76208-1439
Document Number	0000042375
Instrument Date	Apr 17, 2019
Instrument	42375
Transaction Type	Transfer
Record Updated	May 23, 2019
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5520 WHARFSIDE PL DENTON TX 762081439, DENTON, TX 76208-1439

Mortgage

Document Number	42376
Date	Apr 18, 2019
Instrument	42376

Lender

Name	NTFN
Address	LEWISVILLE, TX 75067

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 17, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 5520 Wharfside Pl was $7,325 with a homeowner's exemption.

Source: Denton County assessment roll, as of September 14, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Denton County
Municipality	Denton City
Unified School District	Denton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$452,117 Land $84,135 Building $367,982	$452,117 Land $84,135 Building $367,982
2025	$7,325.00
2023	$6,427.00 (-9.85%) Homeowner's exemption	$469,000 Land $79,912 Building $389,088	$469,000 Land $79,912 Building $389,088
2022	$7,129.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5520 Wharfside Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5520 Wharfside Pl is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 89% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DENTON serves 150,037 people · EPA ID TX0610002
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 810 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: ElektraFi, Nextlink, T-Mobile.

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