5527 Cliff Estates Rd, Temple, TX 76502 Property Records

Bell County property record for 5527 Cliff Estates Rd, Temple, TX 76502 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	1,837 sqft · built 2006
Lot Size	9.53 acres (415,474 sqft)
Owner	Individual Name on File
Tax Bill	$5,322 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Jan 2024 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0384090534`

Property Details

APN / Parcel Number

Primary APN	`0384090534`
Alternative APNs	`869721` `73233`

Interior

Stories	2 Stories
Building Area	1,837 sqft Living Area
1st Floor Area	1,347 sqft
2nd Floor Area	490 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	415,474 sqft (9.53 acres)
Garage Type	Detached
Garage Area	750 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	222 sqft
Patio Area	90 sqft
Balcony Area	90 sqft
Canopy	192 sqft
Storage Building	1,200 sqft

Location & Zoning

Street Address	5527 CLIFF ESTATES RD
City	TEMPLE
State	TX
Zip	76502-6509
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CLIFF ESTATES RE-SUBDIVISION, BLOCK 001, LOT 16, 17, (ENHANCED LIFE ESTATE), ACRES 4.769
Legal Subdivision	CLIFF ESTATES RE-SUBDIVISION
Legal Block	1
Legal Lot Number	16,17
Jurisdiction	BELL TX
Township / Civil Division	NORTHWEST BELL
Census Block Group	2
Census Block	2004
Census Tract	20204

Owner

Source: Bell County records · APN 0384090534

Assessment roll updated February 9, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	5527 CLIFF ESTATES RD, TEMPLE, TX 76502-6509
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Woman, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Mar 01, 2024	Deed of Trust, Mortgage · Conventional Mortgage TEXELL CU
Jan 11, 2024	Gift Deed, Transfer
Oct 20, 2023	Warranty Deed, Transfer
Nov 04, 2022	Warranty Deed, Transfer FIRST EQUITY TITLE LLC, FIRST COMMUNITY TITLE LLC
Mar 28, 2017	Warranty Deed, Transfer CORNERSTONE HM LNDG

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 11, 2024
Deed Sale	Jan 11, 2024
Prior Sale	Oct 20, 2023
Deed Document Number	20241358
Prior Transfer Date	Mar 21, 2017
Prior Transfer Doc	0000011938
Record Updated	Sep 20, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	5527 CLIFF ESTATES RD, TEMPLE, TX 76502-6509
Transaction Type	Mortgage
Record Updated	Mar 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5527 CLIFF ESTATES RD, TEMPLE, TX 76502-6509

Mortgage

Document Number	0000008825
Date	Mar 01, 2024
Instrument	2024008825

Lender

Name	TEXELL CU
Type	Credit Union
Address	TEMPLE, TX 76501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 01, 2039

January 2024: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	BELL TX
Recording Date	Jan 11, 2024
Property Address	5527 CLIFF ESTATES RD, TEMPLE, TX 76502-6509
Document Number	0000001358
Map Reference	CAB A SL 191-A&B
Instrument Date	Jan 09, 2024
Instrument	2024001358
Transaction Type	Transfer
Record Updated	Jan 24, 2024

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5527 CLIFF ESTATES RD, TEMPLE, TX 76502-6509

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5527 CLIFF ESTATES RD, TEMPLE, TX 76502-6509

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELL TX
Recording Date	Oct 20, 2023
Property Address	5527 CLIFF ESTATES RD, TEMPLE, TX 76502-6509
Document Number	0000047313
Map Reference	CAB A SL 191-A&B
Instrument Date	Oct 20, 2023
Instrument	2023047313
Transaction Type	Transfer
Record Updated	Jan 24, 2024

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5527 CLIFF ESTATES RD, TEMPLE, TX 76502-6509

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELL TX
Recording Date	Nov 04, 2022
Property Address	5527 CLIFF ESTATES RD, TEMPLE, TX 76502-6509
Document Number	0000067595
Map Reference	CAB A SL 191-A&B
Instrument Date	Nov 03, 2022
Instrument	2022067595
Transaction Type	Transfer
Record Updated	Jan 24, 2024
Title Company	FIRST EQUITY TITLE LLC, FIRST COMMUNITY TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	212 BABBLEBROOK WAY, HUTTO, TX 78634-2259

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5527 CLIFF ESTATES RD, TEMPLE, TX 76502-6509

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELL TX
Recording Date	Mar 28, 2017
Property Address	5533 CLIFF ESTATES RD, TEMPLE, TX 76502-6509
Document Number	0000011938
Instrument Date	Mar 21, 2017
Instrument	11938
Transaction Type	Transfer
Record Updated	Apr 12, 2017

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5527 CLIFF ESTATES RD TEMPLE TX 765026509, TEMPLE, TX 76502-6509

Mortgage

Document Number	11939
Date	Mar 28, 2017
Instrument	11939

Lender

Name	CORNERSTONE HM LNDG
Address	HOUSTON, TX 77027

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 27, 2047

Tax Assessment & Valuation

Source: Bell County records · Assessment roll updated February 9, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Unified School District	Belton Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,322.00 (+892.91%)	$434,181 (-37.71%) Land $191,586 Building $242,595	$434,181 (-37.71%) Land $191,586 Building $242,595
2023	$536.00 (-87.76%) Homeowner's exemption Senior Citizen's exemption Veteran's exemption Widower's exemption	$697,046 Land $415,475 Building $281,571	$697,046 Land $415,475 Building $281,571
2022	$4,380.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bell County (48027C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 480270202042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Moderate above 60% of the US · above 42% of Texas
Wildfire Likelihood	About 1 in 680 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 47 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
AMG Technology Investment Group	Fixed Wireless	1,000 / 1,000

May also be available at this address: AMG Technology Investment Group. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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