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5520 Cliff Estates Rd, Temple, TX 76502 Property Records

Bell County property record for 5520 Cliff Estates Rd, Temple, TX 76502 · Last verified April 2024

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,985 sqft · built 1998
Lot Size5.05 acres (220,414 sqft)
OwnerIndividual Name on File
Tax Bill$4,811 (2023)
Deeds & MortgagesMay 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN0384090636

Property Details

APN / Parcel Number

Primary APN0384090636
Alternative APNs
  • 827884
  • 73221

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,985 sqft Living Area
Gross Area3,130 sqft
1st Floor Area2,138 sqft
2nd Floor Area848 sqft
Basement Area144 sqft
Utility Area1,200 sqft
Utility RoomUtility Room
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1998
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area220,414 sqft (5.05 acres)
Garage Area1,220 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area347 sqft
Patio Area27 sqft
Canopy180 sqft
Storage Building1,200 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number827884
Street Address5520 CLIFF ESTATES RD
CityTEMPLE
StateTX
Zip76502-6509
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCLIFF ESTATES REPLAT (LTS 28-31, PT 32), BLOCK 001, LOT 031R, ACRES 5.06
Legal SubdivisionCLIFF ESTATES REPLAT (LTS 28-31, PT 32)
Legal Tract31R
Legal Block1
Legal Lot Number31R
JurisdictionBELL TX
Township / Civil DivisionNORTHWEST BELL
Census Block Group2
Census Block2004
Census Tract20204

Owner

Source: Bell County records · APN 0384090636

Assessment roll updated August 1, 2023 · Last verified April 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address5520 CLIFF ESTATES RD, TEMPLE, TX 76502-6509
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 17, 2017
Deed SaleMay 17, 2017
Prior SaleJan 28, 2015
Deed Document Number2017-00020050
Record UpdatedJun 07, 2026

May 2017: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionBELL TX
Recording DateMay 17, 2017
Property Address5520 CLIFF ESTATES RD, TEMPLE, TX 76502-6509
Document Number0000020050
Map ReferenceCAB A SL377-C
Instrument DateMay 15, 2017
Instrument2017-00020050
Transaction TypeTransfer
Record UpdatedSep 30, 2021
Title CompanyMONTEITH ABSTRACT & TITLE CO

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address5520 CLIFF ESTATES RD, TEMPLE, TX 76502-6509

Mortgage

Document Number0000020051
DateMay 17, 2017
Instrument2017-00020051
Lender
NameTEXELL CU
TypeCredit Union
Special NotesSeller Financed
Agreement
AmountAmount Recorded
Term361 Months
DueJun 01, 2047

Tax Assessment & Valuation

Source: Bell County records · Assessment roll updated August 1, 2023 · Last verified April 2024

Property Jurisdictions

TypeName
StateTexas
CountyBell County
Unified School DistrictBelton Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2023$4,811.00 (-34.62%) Homeowner's exemption Senior Citizen's exemption$823,119 Land $271,109 Building $552,010$823,119 Land $271,109 Building $552,010
2022$7,358.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bell County (48027C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 480270202042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskModerate
above 60% of the US · above 42% of Texas
Wildfire LikelihoodAbout 1 in 680 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 47 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
AMG Technology Investment GroupFixed Wireless1,000 / 1,000

May also be available at this address: AMG Technology Investment Group. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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