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5545 Cliff Estates Rd, Temple, TX 76502 Property Records

Bell County property record for 5545 Cliff Estates Rd, Temple, TX 76502 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details2,650 sqft · built 2009
Lot Size2.04 acres (88,862 sqft)
OwnerIndividual Name on File
Last Sale$420,000 (Aug 2017)
Tax Bill$7,053 (2025)
Deeds & MortgagesMay 2023 Second Mortgage
Dec 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN0384090536

Property Details

APN / Parcel Number

Primary APN0384090536
Alternative APNs
  • 831203
  • 73219

Interior

Stories1 Story
Building Area2,650 sqft Living Area
1st Floor Area2,650 sqft

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2016
Lot Area88,862 sqft (2.04 acres)
Garage Area726 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

Pool TypeIn-Ground Pool
Pool Area1 sqft
PorchOpen Porch
Porch Area127 sqft
Canopy1,236 sqft
Storage Building814 sqft

Location & Zoning

Street Address5545 CLIFF ESTATES RD
CityTEMPLE
StateTX
Zip76502-6509
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCLIFF ESTATES RE-SUBDIVISION, BLOCK 001, LOT 0018, (TOD DEED), ACRES 2.04
Legal SubdivisionCLIFF ESTATES RE-SUBDIVISION
Legal Block1
Legal Lot Number18
JurisdictionBELL TX
Township / Civil DivisionNORTHWEST BELL
Census Block Group2
Census Block2004
Census Tract20204

Owner

Source: Bell County records · APN 0384090536

Assessment roll updated February 9, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address5545 CLIFF ESTATES RD, TEMPLE, TX 76502-6509
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 08, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
TEXELL CU
Dec 07, 2020Deed of Trust, Mortgage · VA Mortgage
QUICKEN LOANS LLC
Aug 10, 2017Vendor's Lien, Transfer · VA Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 10, 2017 · Amount on Record
Deed SaleAug 10, 2017 · Amount on Record
Deed Document Number201733530
Record UpdatedSep 20, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBELL TX
Property Address5545 CLIFF ESTATES RD, TEMPLE, TX 76502-6509
Transaction TypeMortgage
Record UpdatedMay 19, 2023
Title CompanyPRIORITY SETTLEMENT GROUP/TX LLC, PRIORITY STLMT GROUP OFTEXAS

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000019344
DateMay 08, 2023
Instrument2023019344
Lender
NameTEXELL CU
TypeCredit Union
AddressTEMPLE, TX 76501
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term181 Months
DueJun 01, 2038

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBELL TX
Property Address5545 CLIFF ESTATES RD, TEMPLE, TX 76502-6509
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000067767
DateDec 07, 2020
Instrument2020-00067767
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 01, 2050

August 2017: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionBELL TX
Recording DateAug 10, 2017
Property Address5545 CLIFF ESTATES RD, TEMPLE, TX 76502-6509
Document Number0000033530
Map ReferenceCAB A SL188-C
Instrument DateAug 03, 2017
Instrument2017-00033530
Transaction TypeTransfer
Record UpdatedSep 30, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address5545 CLIFF ESTATES RD, TEMPLE, TX 76502-6509

Mortgage

Document Number0000033531
DateAug 10, 2017
Instrument2017-00033531
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2047

Tax Assessment & Valuation

Source: Bell County records · Assessment roll updated February 9, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateTexas
CountyBell County
Unified School DistrictBelton Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$7,053.00 (+21.62%)$530,524 (-21.46%)$620,079 (-8.21%) Land $176,836 Building $443,243
2023$5,799.00 (-13.45%) Homeowner's exemption$675,506 Land $176,836 Building $498,670$675,506 Land $176,836 Building $498,670
2022$6,700.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bell County (48027C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 480270202042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 1 individual NFIP policies nearby
Nearby Flood Policies1 in force
1 of 1 on primary residences

Wildfire

Wildfire RiskModerate
above 65% of the US · above 51% of Texas
Wildfire LikelihoodAbout 1 in 556 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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