5525 Two Iron Dr, Matthews, NC 28104 Property Records

Union County property record for 5525 Two Iron Dr, Matthews, NC 28104

Property Summary

Property Type	Rural Home
Details	4 bd · 4 ba · 3,224 sqft · built 2005
Lot Size	0.879 acres (38,289 sqft)
Owner	2 Individual Names on File
Last Sale	$470,000 (Nov 2017)
Tax Bill	$5,379 (2025)
Deeds & Mortgages	Nov 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-312-266`

Property Details

APN / Parcel Number

Primary APN	`08-312-266`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,224 sqft Living Area
1st Floor Area	2,657 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Raised
Roof Type	Hip
Lot Area	38,289 sqft (0.879 acres)
View / Lot	Waterfront / Beach
Garage Type	Attached
Garage Area	888 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	492 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	5525 TWO IRON DR
City	MATTHEWS
State	NC
Zip	28104-2223
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-15 STALL
Legal Description	#255 EMERALD LAKE PH2 SEC4 OPCG684
Legal Subdivision	EMERALD LAKE
Legal Lot Number	255
Jurisdiction	UNION NC
Township / Civil Division	GOOSE CREEK
Census Block Group	2
Census Block	2005
Census Tract	20203

Owner

5525 Two Iron Dr, a rural home, is owned and occupied by two individuals who bought it in November 2017.

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	5525 TWO IRON DR, MATTHEWS, NC 28104-2223
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 2, 2017 · Amount on File
Deed Sale	Nov 2, 2017 · Amount on File
Prior Sale	Mar 25, 2009 · Amount on File
Deed Document Number	201732412
Deed Book / Page	7046 / 649
Prior Transfer Date	Feb 2, 2011
Prior Transfer Doc	5507444
Record Updated	Oct 29, 2026

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Nov 2, 2017
Property Address	5525 TWO IRON DR, MATTHEWS, NC 28104-2223
Document Number	0007046649
Book / Page	7046 / 649
Map Reference	CAB G FILE 684-685
Instrument Date	Nov 2, 2017
Instrument	0032412
Transaction Type	Transfer
Record Updated	Dec 14, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$940.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1221 DIVISION ST APT 446, 1221, NASHVILLE, TN 37203-4438

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5525 TWO IRON DR, MATTHEWS, NC 28104-2223

Mortgage

Document Number	0000032413
Date	Nov 2, 2017
Instrument	0032413

Lender

Name	UNIVEST BANK & TRUST CO
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Dec 1, 2022
Change Frequency	5 Years
Min Rate At Change	2%
Max Rate At Change	5%
Index	5-Year CMT
Margin	2
Max Rate	8%

Tax Assessment & Valuation

The 2025 property tax bill for 5525 Two Iron Dr was $5,379.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Stallings Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$797,800 (-) Land $135,000 Building $662,800	$797,800 (-) Land $135,000 Building $662,800
2025	$5,379.00	$797,800 Land $135,000 Building $662,800	$797,800 Land $135,000 Building $662,800
2023	$4,025.00	$483,900 Land $90,000 Building $393,900	$483,900 Land $90,000 Building $393,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5525 Two Iron Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5525 Two Iron Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HEATHFIELD S/D private · serves 165 people · EPA ID NC2060020
Water Source	Groundwater
Last State Inspection	Apr 2026
Also Mapped Here	UNION COUNTY WATER SYSTEM
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
Windstream DSL · Fiber in parts of the area	200 / 20

May also be available: AT&T.

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