Union County property record for 5518 Two Iron Dr, Matthews, NC 28104
| Property Type | Rural Home |
|---|---|
| Details | 5 bd · 4 ba · 3,663 sqft · built 2004 |
| Lot Size | 0.352 acres (15,333 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $402,000 (May 2014) |
| Tax Bill | $6,178 (2025) |
| Deeds & Mortgages | Jul 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-312-267 |
| Primary APN | 08-312-267 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 3,663 sqft Living Area |
| Gross Area | 4,354 sqft |
| 1st Floor Area | 2,111 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 15,333 sqft (0.352 acres) |
| View / Lot | Waterfront / Beach |
| Garage Type | Attached |
| Garage Area | 691 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 14 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 5518 TWO IRON DR |
|---|---|
| City | MATTHEWS |
| State | NC |
| Zip | 28104-2223 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | R-15 STALL |
| Legal Description | #256 EMERALD LAKE PH2 SCT4 OPCG684-685 |
| Legal Subdivision | EMERALD LAKE |
| Legal Lot Number | 256 |
| Jurisdiction | UNION NC |
| Township / Civil Division | GOOSE CREEK |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 20203 |
Source: Union County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5518 TWO IRON DR, MATTHEWS, NC 28104-2223 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 12, 2014 · Amount on File |
| Deed Sale | May 12, 2014 · Amount on File |
| Prior Sale | May 11, 2009 · Amount on File |
| Deed Document Number | 201411373 |
| Deed Book / Page | 6223 / 562 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 5518 TWO IRON DR, MATTHEWS, NC 28104-2223 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2023 |
| Title Company | STEWART TITLE, STEWART TTL GUARANTY CO COM |
| Name | Verified Name |
|---|---|
| Address | 5518 TWO IRON DR, STALLINGS, NC 28104-2223 |
| Document Number | 0008751711 |
|---|---|
| Date | Jul 27, 2023 |
| Book Page | 8751/711 |
| Instrument | 17948 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27603 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Stallings Town |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $917,800 (-) Land $130,000 Building $787,800 | $917,800 (-) Land $130,000 Building $787,800 | |
| 2025 | $6,178.00 (+36.11%) | $917,800 (+67.88%) Land $130,000 Building $787,800 | $917,800 (+67.88%) Land $130,000 Building $787,800 |
| 2023 | $4,539.00 | $546,700 Land $79,700 Building $467,000 | $546,700 Land $79,700 Building $467,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HEATHFIELD S/D private · serves 165 people · EPA ID NC2060020 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2026 |
| Also Mapped Here | UNION COUNTY WATER SYSTEM |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL · Fiber in parts of the area | 200 / 20 |
May also be available: AT&T.
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