5512 Two Iron Dr, Matthews, NC 28104 Property Records

Union County property record for 5512 Two Iron Dr, Matthews, NC 28104

Property Summary

Property Type	Rural Home
Details	5 bd · 3 ba · 2,924 sqft · built 2004
Lot Size	0.377 acres (16,422 sqft)
Owner	2 Individual Names on File
Last Sale	$607,000 (May 2022)
Tax Bill	$4,891 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit May 2022 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`08-312-268`

Property Details

APN / Parcel Number

Primary APN	`08-312-268`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,924 sqft Living Area
Gross Area	3,456 sqft
1st Floor Area	2,142 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Raised
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	16,422 sqft (0.377 acres)
View / Lot	Waterfront / Beach
Garage Type	Attached
Garage Area	532 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5512 TWO IRON DR
City	MATTHEWS
State	NC
Zip	28104-2223
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-15 STALL
Legal Description	#257 EMERALD LAKE PH2 SEC4 OPCG684-685
Legal Subdivision	EMERALD LAKE
Legal Lot Number	257
Jurisdiction	UNION NC
Township / Civil Division	GOOSE CREEK
Census Block Group	2
Census Block	2005
Census Tract	20203

Owner

5512 Two Iron Dr, a rural home, is owned and occupied by two individuals who bought it in May 2022.

Source: Union County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5512 TWO IRON DR, MATTHEWS, NC 28104-2223
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2025	Deed of Trust, Mortgage · Line of Credit SKYLA FCU
May 4, 2022	Warranty Deed, Transfer · Conventional Mortgage ALLEN TATE MORTGAGE PARTNERS LLC
Oct 21, 2021	Deed of Trust, Mortgage · Line of Credit TRULIANT FCU
May 6, 2019	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Feb 7, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Nov 20, 2020	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Oct 26, 2017	Warranty Deed, Transfer · VA Mortgage MORTGAGE LENDERS/AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 4, 2022 · Amount on File
Deed Sale	May 4, 2022 · Amount on File
Prior Sale	Nov 20, 2020 · Amount on File
Deed Document Number	202216518
Deed Book / Page	8470 / 422
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	5512 TWO IRON DR, MATTHEWS, NC 28104-2223
Transaction Type	Mortgage
Record Updated	Dec 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009260763
Date	Dec 5, 2025
Book Page	9260/763
Instrument	32312

Lender

Name	SKYLA FCU
Type	Credit Union
Address	CHARLOTTE, NC 28209

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 15, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	May 4, 2022
Property Address	5512 TWO IRON DR, MATTHEWS, NC 28104-2223
Document Number	0008470422
Book / Page	8470 / 422
Map Reference	CAB G FILE 684
Instrument Date	Apr 28, 2022
Instrument	16518
Transaction Type	Transfer
Record Updated	May 23, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,214.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	182 LEGENDS DR, 182, SHARPSBURG, GA 30277-2493

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5512 TWO IRON DR, MATTHEWS, NC 28104-2223

Mortgage

Document Number	0000016519
Date	May 4, 2022
Instrument	16519

Lender

Name	ALLEN TATE MORTGAGE PARTNERS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	5512 TWO IRON DR, MATTHEWS, NC 28104-2223
Transaction Type	Mortgage
Record Updated	Nov 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	8287315
Date	Oct 21, 2021
Book Page	8287/315
Instrument	50348

Lender

Name	TRULIANT FCU
Type	Credit Union
Address	WINSTON SALEM, NC 27103

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 17, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	5512 TWO IRON DR, MATTHEWS, NC 28104-2223
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7363710
Date	May 6, 2019
Book Page	7363/710
Instrument	0011915

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	343 Months
Due	Dec 1, 2047

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	5512 TWO IRON DR, MATTHEWS, NC 28104-2223
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7580289
Date	Feb 7, 2020
Book Page	7580/289
Instrument	0004219

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Nov 20, 2020
Property Address	5512 TWO IRON DR, MATTHEWS, NC 28104-2223
Document Number	0007894276
Book / Page	7894 / 276
Map Reference	CAB G FILE 684
Instrument Date	Nov 19, 2020
Instrument	48366
Transaction Type	Transfer
Record Updated	Dec 14, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$888.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2330 RANDOLPH RD, 2330, CHARLOTTE, NC 28207-1526

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5512 TWO IRON DR, MATTHEWS, NC 28104-2223

Mortgage

Document Number	0000048367
Date	Nov 20, 2020
Instrument	48367

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Oct 26, 2017
Property Address	5512 TWO IRON DR, MATTHEWS, NC 28104-2223
Document Number	7041465
Book / Page	007041 / 000465
Instrument Date	Sep 18, 2017
Instrument	31549
Transaction Type	Transfer
Record Updated	Dec 12, 2017
Title Company	MASTER TITLE AGENCY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$718.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	5512 TWO IRON DR MATTHEWS NC 281042223, MATTHEWS, NC 28104-2223

Mortgage

Document Number	7041467
Date	Oct 26, 2017
Book Page	007041/000467
Instrument	31550

Lender

Name	MORTGAGE LENDERS/AMERICA
Type	Mortgage Company
Address	OVERLAND PARK, KS 66211

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 25, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 5512 Two Iron Dr was $4,891.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Stallings Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$724,500 (-) Land $130,000 Building $594,500	$724,500 (-) Land $130,000 Building $594,500
2025	$4,891.00	$724,500 Land $130,000 Building $594,500	$724,500 Land $130,000 Building $594,500
2023	$3,597.00	$431,500 Land $79,700 Building $351,800	$431,500 Land $79,700 Building $351,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5512 Two Iron Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5512 Two Iron Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HEATHFIELD S/D private · serves 165 people · EPA ID NC2060020
Water Source	Groundwater
Last State Inspection	Apr 2026
Also Mapped Here	UNION COUNTY WATER SYSTEM
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
Windstream DSL · Fiber in parts of the area	200 / 20

May also be available: AT&T.

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