5525 109th St, Lubbock, TX 79424 Property Records

Lubbock County property record for 5525 109th St, Lubbock, TX 79424

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,545 sqft · built 2012
Lot Size	0.115 acres (5,040 sqft)
Owner	Individual Name on Record
Tax Bill	$1,859 (2025)
Deeds & Mortgages	Oct 2022 Mortgage Aug 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R318607`

Property Details

APN / Parcel Number

Primary APN	`R318607`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,545 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	5,040 sqft (0.115 acres)
Lot Dimensions	112 ft deep x 45 ft wide
Garage Area	440 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5525 109TH ST
City	LUBBOCK
State	TX
Zip	79424-7681
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRINGFIELD L 274
Legal Subdivision	SPRINGFIELD
Legal Lot Number	2740
Jurisdiction	LUBBOCK TX
Township / Civil Division	LUBBOCK
Census Block Group	1
Census Block	1033
Census Tract	10509

Owner

Source: Lubbock County records, as of February 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5525 109TH ST, LUBBOCK, TX 79424-7681
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2022	Vendor's Lien, Transfer · Conventional Mortgage PEOPLES BANK
Aug 2, 2022	Deed of Trust, Mortgage · ARM LUBBOCK NATIONAL BANK
Aug 20, 2019	Warranty Deed, Transfer TITLE ONE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 25, 2025
Deed Sale	Mar 25, 2025
Prior Sale	Jun 30, 2014
Deed Document Number	2025-11532
Prior Transfer Date	Oct 11, 2022
Prior Transfer Doc	2022047421
Record Updated	Jun 8, 2026

October 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	LUBBOCK TX
Recording Date	Oct 11, 2022
Property Address	5525 109TH ST, LUBBOCK, TX 79424-7681
Document Number	0000047421
Map Reference	FILE 2010034530
Instrument Date	Oct 11, 2022
Instrument	2022047421
Transaction Type	Transfer
Record Updated	Oct 19, 2022
Title Company	TITLE ONE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5525 109TH ST, LUBBOCK, TX 79424-7681

Mortgage

Document Number	0000047422
Date	Oct 11, 2022
Instrument	2022047422

Lender

Name	PEOPLES BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Property Address	5525 109TH ST, LUBBOCK, TX 79424-7681
Transaction Type	Mortgage
Record Updated	Aug 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000037272
Date	Aug 2, 2022
Instrument	2022037272

Lender

Name	LUBBOCK NATIONAL BANK
Type	Bank
Address	LUBBOCK, TX 79423

Agreement

Type	ARM
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2037

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2023
Change Frequency	Annually
Min Rate At Change	6.25%
Max Rate At Change	8.25%
Index	12-Month MTA
Max Rate	12.2%

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUBBOCK TX
Recording Date	Aug 20, 2019
Property Address	5525 109TH ST, LUBBOCK, TX 79424-7681
Document Number	0000032541
Instrument Date	Aug 19, 2019
Instrument	32541
Transaction Type	Transfer
Record Updated	Sep 5, 2019
Title Company	TITLE ONE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 64092 LUBBOCK TX 794644092, LUBBOCK, TX 79464-4092

Tax Assessment & Valuation

Source: Lubbock County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Lubbock County
Municipality	Lubbock City
Unified School District	Lubbock-Cooper Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,859.00 (-39.45%) Homeowner's exemption	$209,920 (-3.57%) Land $20,000 Building $189,920	$209,920 (-3.57%) Land $20,000 Building $189,920
2024	$3,070.00 (-2.2%)
2023	$3,139.00 (-2.79%) Homeowner's exemption	$217,696 Land $20,000 Building $197,696	$217,696 Land $20,000 Building $197,696
2022	$3,229.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 642 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Optimum Cable	940 / 35
Rise Broadband Fixed Wireless	300 / 60
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet, Verizon.

Nearby Properties on 109th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures