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5528 109th St, Lubbock, TX 79424 Property Records

Lubbock County property record for 5528 109th St, Lubbock, TX 79424

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,930 sqft · built 2011
Lot Size0.129 acres (5,600 sqft)
Owner2 Individual Names on File
Last Sale$216,000 (Jan 2023)
Tax Bill$3,649 (2025)
Deeds & MortgagesJan 2023 Mortgage
Flood ZoneZone X (minimal risk)
APNR318587

Property Details

APN / Parcel Number

Primary APNR318587
Alternative APN
  • R8088350000002540000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,930 sqft Living Area
Gross Area2,350 sqft
1st Floor Area1,930 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2011
Effective Year BuiltEffective 2011
Exterior MaterialBrick Veneer
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area5,600 sqft (0.129 acres)
Lot Dimensions112 ft deep x 50 ft wide
Garage TypeAttached
Garage Area420 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address5528 109TH ST
CityLUBBOCK
StateTX
Zip79424-7680
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSPRINGFIELD L 254
Legal SubdivisionSPRINGFIELD
Legal Lot Number254
JurisdictionLUBBOCK TX
Township / Civil DivisionLUBBOCK
Census Block Group1
Census Block1032
Census Tract10509

Owner

5528 109th St is owned and occupied by two individuals who bought it in January 2023.

Source: Lubbock County records, as of September 22, 2026

Owner of Record2 Individual Names on File
Mailing Address5528 109TH ST, LUBBOCK, TX 79424-7680
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 5, 2023 · Amount on File
Deed SaleJan 5, 2023 · Amount on File
Prior SaleSep 20, 2011 · Amount on File
Deed Document Number2023504
Record UpdatedOct 29, 2026

January 2023: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionLUBBOCK TX
Recording DateJan 5, 2023
Property Address5528 109TH ST, LUBBOCK, TX 79424-7680
Document Number0000000504
Map ReferenceDOC 2010034530
Instrument DateJan 5, 2023
Instrument2023000504
Transaction TypeTransfer
Record UpdatedJan 16, 2023
Title CompanyHUB CITY TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5528 109TH ST, LUBBOCK, TX 79424-7680

Mortgage

Document Number0000000505
DateJan 5, 2023
Instrument2023000505
Lender
NameTEXAS TECH FCU
TypeCredit Union
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 5528 109th St was $3,649, down 15.5% from the year before.

Source: Lubbock County assessment roll, as of October 1, 2025

Property Jurisdictions

TypeName
StateTexas
CountyLubbock County
MunicipalityLubbock City
Unified School DistrictLubbock-Cooper Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,649.00 (-15.45%)$255,309 Land $20,000 Building $235,309$255,309 Land $20,000 Building $235,309
2024$4,316.00 (+9.65%)
2023$3,936.00 (-12.59%) Homeowner's exemption$242,655 Land $20,000 Building $242,313$262,313 Land $20,000 Building $242,313
2022$4,503.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5528 109th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5528 109th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.8% of Texas
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLUBBOCK PUBLIC WATER SYSTEM
serves 266,450 people · EPA ID TX1520002
Water SourceSurface water
Last State InspectionAug 2023
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 642 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Optimum
Cable		940 / 35
Rise Broadband
Fixed Wireless		300 / 60
T-Mobile
Fixed Wireless		100 / 20

May also be available: Metronet, Verizon.

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