5522 109th St, Lubbock, TX 79424 Property Records

Lubbock County property record for 5522 109th St, Lubbock, TX 79424

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,471 sqft · built 2011
Lot Size	0.116 acres (5,040 sqft)
Owner	Individual Name on Record
Last Sale	$261,890 (Jul 2024)
Tax Bill	$4,149 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Jul 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R318584`

Property Details

APN / Parcel Number

Primary APN	`R318584`
Alternative APN	`R8088350000002510000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,471 sqft Living Area
Gross Area	1,891 sqft
1st Floor Area	1,471 sqft

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	5,040 sqft (0.116 acres)
Lot Dimensions	112 ft deep x 45 ft wide
Garage Type	Attached
Garage Area	420 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5522 109TH ST
City	LUBBOCK
State	TX
Zip	79424-7680
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRINGFIELD L 251
Legal Subdivision	SPRINGFIELD
Legal Lot Number	251
Jurisdiction	LUBBOCK TX
Township / Civil Division	LUBBOCK
Census Block Group	1
Census Block	1032
Census Tract	10509

Owner

Source: Lubbock County records, as of March 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5522 109TH ST, LUBBOCK, TX 79424-7680
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOMETRUST MORTGAGE CO
Jul 2, 2019	Vendor's Lien, Transfer · Conventional Mortgage CITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 16, 2024 · Amount on Record
Deed Sale	Jul 16, 2024 · Amount on Record
Prior Sale	Jul 2, 2019 · Amount on Record
Deed Document Number	202428238
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Property Address	5522 109TH ST, LUBBOCK, TX 79424-7680
Transaction Type	Mortgage
Record Updated	Sep 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000043896
Date	Aug 25, 2021
Instrument	2021043896

Lender

Name	HOMETRUST MORTGAGE CO
Type	Mortgage Company
Address	HOUSTON, TX 77056

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

July 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	LUBBOCK TX
Recording Date	Jul 2, 2019
Property Address	5522 109TH ST, LUBBOCK, TX 79424-7680
Document Number	0000025202
Map Reference	FILE 2010034530
Instrument Date	Jul 2, 2019
Instrument	2019025202
Transaction Type	Transfer
Record Updated	Dec 23, 2021
Title Company	WESTERN TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5522 109TH ST, LUBBOCK, TX 79424-7680

Mortgage

Document Number	0000025203
Date	Jul 2, 2019
Instrument	2019025203

Lender

Name	CITY BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: Lubbock County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Lubbock County
Municipality	Lubbock City
Unified School District	Lubbock-Cooper Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,149.00 (+32.26%)	$200,565 (+4.55%) Land $20,000 Building $180,565	$200,565 (-2.61%) Land $20,000 Building $180,565
2024	$3,137.00 (+9.42%)
2023	$2,867.00 (-16.8%) Homeowner's exemption	$191,842 Land $20,000 Building $185,939	$205,939 Land $20,000 Building $185,939
2022	$3,446.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.8% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 642 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Optimum Cable	940 / 35
Rise Broadband Fixed Wireless	300 / 60
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet, Verizon.

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