Butte County property record for 5524 E Commercial St, Chico, CA 95973
| Property Type | Multi-Family Dwellings |
|---|---|
| Details | 3 bd · 1.5 ba · 1,184 sqft · built 1944 |
| Lot Size | 0.43 acres (18,731 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,197 (2025) |
| Deeds & Mortgages | Oct 2022 Mortgage |
| Flood Zone | Zone A (high risk) |
| APN | 047-160-020-000 |
| Primary APN | 047-160-020-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 3 Rooms |
| Building Area | 1,184 sqft Living Area |
| Year Built | Built 1944 |
|---|---|
| Effective Year Built | Effective 1944 |
| Architectural Style | Conventional |
| Construction Type | Wood |
| Lot Area | 18,731 sqft (0.43 acres) |
| Old Parcel Number | 047-160-020 |
|---|---|
| Street Address | 5524 E COMMERCIAL ST |
| City | CHICO |
| State | CA |
| Zip | 95973-9790 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Local Zoning Code | AR |
| Legal Description | 5524 EAST COMMERCIAL ST |
| Legal Subdivision | NORD |
| Legal Block | D |
| Legal Lot Number | 9-13 |
| Jurisdiction | BUTTE CA |
| Township / Civil Division | CHICO |
| Census Block Group | 3 |
| Census Block | 3035 |
| Census Tract | 1400 |
Source: Butte County assessment roll, as of July 21, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5524 E COMMERCIAL ST, CHICO, CA 95973-9790 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 2, 2001 |
| Deed Sale | Jul 2, 2001 |
| Deed Document Number | 200128463 |
| Last Transfer Date | May 22, 2007 |
| Transfer Doc | 0000026185 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUTTE CA |
| Property Address | 5524 E COMMERCIAL ST, CHICO, CA 95973-9790 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Title Company | MID VALLEY TITLE |
| Name | Verified Name |
|---|---|
| Address | 5524 E COMMERCIAL ST, CHICO, CA 95973-9790 |
| Document Number | 0000033717 |
|---|---|
| Date | Oct 13, 2022 |
| Instrument | 2022-0033717 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2052 |
Source: Butte County assessment roll, as of July 21, 2025
| Type | Name |
|---|---|
| State | California |
| County | Butte County |
| Unified School District | Chico Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,197.00 (+9.22%) Homeowner's exemption | $106,961 (+4.04%) Land $60,260 Building $46,701 | |
| 2024 | $327,060 | ||
| 2023 | $1,096.00 (+2.14%) Homeowner's exemption | $102,810 Land $57,921 Building $44,889 | |
| 2022 | $1,073.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 35 policies |
| Nearby Flood Policies | 35 in force |
| Nearby Flood Claims | 57 (1995–2019) |
| Claims Outside the SFHA | 4 of 57 |
| Most Recent Claim | Feb 2019 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 65% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| UnWired Broadband Holding Fixed Wireless | 400 / 50 |
| DigitalPath Fixed Wireless | 400 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: California Internet, Xfinity.
5G and 4G LTE (outdoors only)
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