Butte County property record for 5514 E Commercial St, Chico, CA 95973
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,203 sqft · built 1980 |
| Lot Size | 0.169 acres (7,405 sqft) |
| Owner | Individual Name on File |
| Last Sale | $300,000 (Sep 2024) |
| Tax Bill | $3,483 (2025) |
| Deeds & Mortgages | Apr 2022 Line of Credit |
| Flood Zone | Zone A (high risk) |
| APN | 047-160-031-000 |
| Primary APN | 047-160-031-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,203 sqft Living Area |
| Year Built | Built 1980 |
|---|---|
| Architectural Style | Modern |
| Construction Type | Wood |
| Lot Area | 7,405 sqft (0.169 acres) |
| Garage Type | Attached |
| Garage Area | 515 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|
| Street Address | 5514 E COMMERCIAL ST |
|---|---|
| City | CHICO |
| State | CA |
| Zip | 95973-9790 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR |
| Legal Description | 5514 EAST COMMERCIAL ST |
| Legal Subdivision | TOWN/NORD |
| Jurisdiction | BUTTE CA |
| Township / Civil Division | CHICO |
| Census Block Group | 3 |
| Census Block | 3035 |
| Census Tract | 1400 |
Source: Butte County records · APN 047-160-031-000
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 18 SUNFLOWER CT, CHICO, CA 95926-1008 |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 27, 2024 · Amount on Record |
| Deed Sale | Sep 27, 2024 · Amount on Record |
| Prior Sale | Sep 23, 2015 · Amount on Record |
| Deed Document Number | 2024-0025761 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUTTE CA |
| Property Address | 5514 E COMMERCIAL ST, CHICO, CA 95973-9790 |
| Transaction Type | Mortgage |
| Record Updated | May 17, 2022 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Name | Verified Name |
|---|---|
| Address | 5514 E COMMERCIAL ST, CHICO, CA 95973-9790 |
| Document Number | 0000014322 |
|---|---|
| Date | Apr 22, 2022 |
| Instrument | 2022-0014322 |
| Name | TRI COUNTIES BANK |
|---|---|
| Type | Bank |
| Address | ROSEVILLE, CA 95747 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Butte County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | Butte County |
| Unified School District | Chico Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $3,483.00 (+129.14%) | $300,000 (+110.94%) Land $125,000 Building $175,000 |
| 2023 | $1,520.00 (+1.74%) Homeowner's exemption | $142,223 Land $73,956 Building $68,267 |
| 2022 | $1,494.00 |
Source: FEMA National Flood Hazard Layer as of June 30, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 35 policies |
| Nearby Flood Policies | 35 in force |
| Nearby Flood Claims | 57 (1995–2019) |
| Claims Outside the SFHA | 4 of 57 |
| Most Recent Claim | Feb 2019 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
| Wildfire Risk | Moderate above 57% of the US · lower than 65% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| UnWired Broadband Holding Fixed Wireless | 400 / 50 |
| DigitalPath Fixed Wireless | 400 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: California Internet, Xfinity.
Based on FCC filings for 68 locations within half a mile of this property.
5G and 4G LTE (outdoors only)
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