Butte County property record for 5578 E Commercial St, Chico, CA 95973
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,182 sqft · built 1977 |
| Lot Size | 0.169 acres (7,405 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $1,582 (2025) |
| Deeds & Mortgages | Nov 2021 Line of Credit Aug 2019 Transfer |
| Flood Zone | Zone A (high risk) |
| APN | 047-160-059-000 |
| Primary APN | 047-160-059-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,182 sqft Living Area |
| Year Built | Built 1977 |
|---|---|
| Architectural Style | Modern |
| Construction Type | Wood |
| Lot Area | 7,405 sqft (0.169 acres) |
| Street Address | 5578 E COMMERCIAL ST |
|---|---|
| City | CHICO |
| State | CA |
| Zip | 95973-9749 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR |
| Legal Description | 5578 EAST COMMERCIAL ST |
| Legal Subdivision | NORD |
| Legal Block | F |
| Legal Lot Number | 9 |
| Jurisdiction | BUTTE CA |
| Township / Civil Division | CHICO |
| Census Block Group | 3 |
| Census Block | 3037 |
| Census Tract | 1400 |
Source: Butte County records, as of September 22, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 5578 E COMMERCIAL ST, CHICO, CA 95973-9749 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Nov 10, 2021 | Deed of Trust, Mortgage · Line of Credit UMPQUA BANK |
| Aug 20, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Aug 20, 2019 |
| Transfer Doc | 0000037052 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUTTE CA |
| Property Address | 5578 E COMMERCIAL ST, CHICO, CA 95973-9749 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2021 |
| Name | Verified Name |
|---|---|
| Address | 5578 E COMMERCIAL ST, CHICO, CA 95973-9749 |
| Document Number | 0000049407 |
|---|---|
| Date | Nov 10, 2021 |
| Instrument | 2021-0049407 |
| Name | UMPQUA BANK |
|---|---|
| Type | Bank |
| Address | CHICO, CA 95926 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BUTTE CA |
| Recording Date | Aug 20, 2019 |
| Property Address | 5578 E COMMERCIAL ST, CHICO, CA 95973-9749 |
| Document Number | 0000037052 |
| Instrument Date | Aug 12, 2019 |
| Instrument | 37052 |
| Transaction Type | Transfer |
| Record Updated | Sep 30, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 5578 E COMMERCIAL ST CHICO CA 959739749, CHICO, CA 95973-9749 |
Source: Butte County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | California |
| County | Butte County |
| Unified School District | Chico Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $1,582.00 (+8.8%) Homeowner's exemption | $141,722 (+4.04%) Land $51,998 Building $89,724 |
| 2023 | $1,454.00 (+1.82%) Homeowner's exemption | $136,221 Land $49,980 Building $86,241 |
| 2022 | $1,428.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 35 policies |
| Nearby Flood Policies | 35 in force |
| Nearby Flood Claims | 57 (1995–2019) |
| Claims Outside the SFHA | 4 of 57 |
| Most Recent Claim | Feb 2019 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 65% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| unWired Broadband Fixed Wireless | 400 / 50 |
| DigitalPath Fixed Wireless | 400 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: GeoLinks, Xfinity.
5G and 4G LTE (outdoors only)
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