Umatilla County property record for 55221 Bingham Rd, Adams, OR 97810
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 2,196 sqft · built 1998 |
| Lot Size | 121 acres (5,292,540 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,508 (2025) |
| Deeds & Mortgages | Dec 2022 Line of Credit Aug 2016 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3N35360000700 |
| Primary APN | 3N35360000700 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,196 sqft Living Area |
| 1st Floor Area | 1,620 sqft |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Mobile Home |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 5,292,540 sqft (121 acres) |
| Shed | 1 Shed |
|---|---|
| Shed Area | 198 sqft |
| Utility Building | 576 sqft |
| Total Buildings | 5 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 121665 |
|---|---|
| Street Address | 55221 BINGHAM RD |
| City | ADAMS |
| State | OR |
| Zip | 97810-3007 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | AG-2,G-1 |
| Legal Range | 35 |
| Legal Township | 03N |
| Legal Section | 36 |
| Legal Subdivision | RESERVE ADDITION |
| Legal Lot Number | 7 |
| Jurisdiction | UMATILLA OR |
| Township / Civil Division | UMATILLA RESERVATION |
| Census Block Group | 1 |
| Census Block | 1036 |
| Census Tract | 940000 |
55221 Bingham Rd, a mobile home, is owned and occupied by an individual who acquired it in June 2021.
Source: Umatilla County records, as of March 11, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 55221 BINGHAM RD, ADAMS, OR 97810-3007 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 7, 2022 | Deed of Trust, Mortgage · Line of Credit OLD WEST FCU |
| Aug 10, 2016 | Deed of Trust, Mortgage · Line of Credit BANNER BANK |
| Dec 15, 2008 | Deed of Trust, Mortgage · FHA Mortgage TAYLOR BEAN & WHITAKER MORTGAGE CORP |
| Jun 29, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage NORTHWEST FARM CREDIT SERVICES FLCA |
| Apr 13, 2018 | Warranty Deed, Transfer · ARM NORTHWEST FARM CREDIT SERVICES FLCA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 29, 2009 |
| Deed Sale | Jun 29, 2009 |
| Deed Document Number | 20095530193 |
| Last Transfer Date | Jun 23, 2021 |
| Transfer Doc | 20217240074 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UMATILLA OR |
| Property Address | 55221 BINGHAM RD, ADAMS, OR 97810-3007 |
| Transaction Type | Mortgage |
| Record Updated | Jan 30, 2026 |
| Title Company | PIONEER TITLE COMPANY, PIONEER TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 55221 BINGHAM RD, ADAMS, OR 97810-3007 |
| Investor | Possibly a Property Investor |
| Document Number | 20227490776 |
|---|---|
| Date | Dec 7, 2022 |
| Instrument | 2022-7490776 |
| Name | OLD WEST FCU |
|---|---|
| Type | Credit Union |
| Address | LA GRANDE, OR 97850 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Dec 1, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UMATILLA OR |
| Property Address | 55221 BINGHAM RD, ADAMS, OR 97810-3007 |
| Transaction Type | Mortgage |
| Record Updated | Jan 30, 2026 |
| Title Company | PIONEER TITLE COMPANY, PIONEER TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 20166470042 |
|---|---|
| Date | Aug 10, 2016 |
| Instrument | 2016-6470042 |
| Name | BANNER BANK |
|---|---|
| Type | Bank |
| Address | LA GRANDE, OR 97850 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Aug 8, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UMATILLA OR |
| Property Address | 55221 BINGHAM RD, ADAMS, OR 97810-3007 |
| Transaction Type | Mortgage |
| Record Updated | Jan 30, 2026 |
| Title Company | AMERITITLE |
| Name | Verified Name |
|---|
| Document Number | 20085450462 |
|---|---|
| Date | Dec 15, 2008 |
| Instrument | 2008-5450462 |
| Name | TAYLOR BEAN & WHITAKER MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | OCALA, FL 34475 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2039 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | UMATILLA OR |
| Recording Date | Jun 29, 2021 |
| Property Address | 55221 BINGHAM RD, ADAMS, OR 97810-3007 |
| Document Number | 20217240074 |
| Instrument Date | Jun 23, 2021 |
| Instrument | 2021-7240074 |
| Transaction Type | Transfer |
| Record Updated | Jan 30, 2026 |
| Title Company | AMERITITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 55221 BINGHAM RD, ADAMS, OR 97810-3007 |
| Investor | Possibly a Property Investor |
| Document Number | 20217240075 |
|---|---|
| Date | Jun 29, 2021 |
| Instrument | 2021-7240075 |
| Name | NORTHWEST FARM CREDIT SERVICES FLCA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.9% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jul 1, 2036 |
| Change Frequency | Annually |
| Min Rate At Change | 3.25% |
| Max Rate At Change | 12.9% |
| Index | Other |
| Max Rate | 12.9% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UMATILLA OR |
| Recording Date | Apr 13, 2018 |
| Property Address | 55221 BINGHAM RD, ADAMS, OR 97810-3007 |
| Document Number | 20186700681 |
| Instrument Date | Apr 12, 2018 |
| Instrument | 2018-6700681 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2024 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 62087 HIGH VALLEY RD, UNION, OR 97883-9118 |
| Name | Verified Name |
|---|---|
| Address | 55221 BINGHAM RD, ADAMS, OR 97810-3007 |
| Document Number | 20186700682 |
|---|---|
| Date | Apr 13, 2018 |
| Instrument | 2018-6700682 |
| Name | NORTHWEST FARM CREDIT SERVICES FLCA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.6% |
| Type Change Date | May 1, 2033 |
| Change Frequency | Annually |
| Min Rate At Change | 3.5% |
| Max Rate At Change | 14.6% |
| Index | 1-Year CMT |
| Max Rate | 14.6% |
The 2025 property tax bill for 55221 Bingham Rd was $2,508, up 10.5% from the year before.
Source: Umatilla County assessment roll, as of March 11, 2026
| Type | Name |
|---|---|
| State | Oregon |
| County | Umatilla County |
| Unified School District | Athena-Weston School District 29J (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,508.00 (+10.53%) | $213,780 (+15.42%) Land $88,480 Building $125,300 | $493,800 (+9.51%) Land $308,500 Building $185,300 |
| 2024 | $2,269.00 (+3.51%) | $185,220 (+3%) Land $85,910 Building $99,310 | $450,910 (+4.34%) Land $308,500 Building $142,410 |
| 2023 | $2,192.00 | $179,830 Land $83,410 Building $96,420 | $432,170 Land $308,500 Building $123,670 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 55221 Bingham Rd in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective June 2, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 13 (1996–2020) |
| Most Recent Claim | Feb 2020 · Severe Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 55221 Bingham Rd is high, ranking above 77% of the US, with a 0.4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 77% of the US · above 41% of Oregon |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
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