54720 Bingham Rd, Adams, OR 97810 Property Records

Umatilla County property record for 54720 Bingham Rd, Adams, OR 97810

Property Summary

Property Type	Mobile Home
Details	4 bd · 2 ba · 2,380 sqft · built 1998
Lot Size	41 acres (1,789,880 sqft)
Owner	Individual Name on File
Last Sale	$450,000 (Nov 2019)
Tax Bill	$3,728 (2023)
Deeds & Mortgages	Nov 2017 Line of Credit Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3N35350000500`

Property Details

APN / Parcel Number

Primary APN	`3N35350000500`
Alternative APNs	`121614.00` `121614`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,380 sqft Finished Area
Gross Area	3,020 sqft
1st Floor Area	2,380 sqft
Attic	Attic
Attic Area	360 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2009
Roof Material	Metal
Lot Area	1,789,880 sqft (41 acres)
Garage Area	672 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	520 sqft
Deck Area	260 sqft
Patio Area	260 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Account Number	121614
Old Parcel Number	121614.00
Street Address	54720 BINGHAM RD
City	ADAMS
State	OR
Zip	97810-3071
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	AG-2
Legal Description	SEC/TWN/RNG/MER:SEC 35 TWN 03N RNG 35
Legal Range	35E
Legal Township	03N
Legal Section	35
Jurisdiction	UMATILLA OR
Township / Civil Division	UMATILLA RESERVATION
Census Block Group	1
Census Block	1041
Census Tract	940000

Owner

54720 Bingham Rd, a mobile home, is owned and occupied by an individual who bought it in November 2019.

Source: Umatilla County records, as of March 4, 2024

Owner of Record	Individual Name on File
Co-owner	2 Co-owners on File
Mailing Address	54720 BINGHAM RD, ADAMS, OR 97810-3071
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 28, 2017	Deed of Trust, Mortgage · Line of Credit US BANK NA
Nov 8, 2019	Warranty Deed, Transfer · Conventional Mortgage AMERICAN FINANCIAL RESOURCES INC

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Nov 8, 2019 · Amount on File
Deed Sale	Nov 8, 2019 · Amount on File
Deed Document Number	2019-6930241
Record Updated	Jun 7, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UMATILLA OR
Property Address	54720 BINGHAM RD, ADAMS, OR 97810-3071
Transaction Type	Mortgage
Record Updated	May 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20176650559
Date	Nov 28, 2017
Instrument	2017-6650559

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Nov 1, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UMATILLA OR
Recording Date	Nov 8, 2019
Property Address	54720 BINGHAM RD, ADAMS, OR 97810-3071
Document Number	20196930241
Instrument Date	Nov 6, 2019
Instrument	2019-6930241
Transaction Type	Transfer
Record Updated	May 13, 2021
Title Company	AMERITITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	54720 BINGHAM RD, ADAMS, OR 97810-3071

Mortgage

Document Number	20196930242
Date	Nov 8, 2019
Instrument	2019-6930242

Lender

Name	AMERICAN FINANCIAL RESOURCES INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

Source: Umatilla County assessment roll, as of September 30, 2023

Property Jurisdictions

Type	Name
State	Oregon
County	Umatilla County
Unified School District	Athena-Weston School District 29J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,728.00	$331,120 Land $195,780 Building $135,340	$560,940 Land $228,090 Building $332,850

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 54720 Bingham Rd in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective June 2, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	13 (1996–2020)
Most Recent Claim	Feb 2020 · Severe Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Feb 2020 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 54720 Bingham Rd is high, ranking above 74% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · lower than 63% of Oregon
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wtechlink Fixed Wireless	300 / 300

Cell Coverage

No cell data coverage reported

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