54693 Bingham Rd, Adams, OR 97810 Property Records

Umatilla County property record for 54693 Bingham Rd, Adams, OR 97810

Property Summary

Property Type	Commercial
Details	3 bd · 3 ba · 7,819 sqft · built 1999
Lot Size	18 acres (784,080 sqft)
Owner	2 Individual Names on Record
Last Sale	$471,000 (May 2018)
Tax Bill	$5,387 (2025)
Deeds & Mortgages	Jun 2017 Line of Credit Nov 2020 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`3N35350000400`

Property Details

APN / Parcel Number

Primary APN	`3N35350000400`
Alternative APNs	`121618.00` `121618`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	7,819 sqft Gross Area
1st Floor Area	2,764 sqft
2nd Floor Area	920 sqft
Family Room	Family Room
Utility Room	Utility Room
Central Vacuum	Central Vacuum

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2004
Exterior Material	Wood Siding
Roof Material	Composition Shingle
Lot Area	784,080 sqft (18 acres)
Garage Area	999 sqft
Parking Spaces	4 Parking Spaces
Deck Area	1,261 sqft
Utility Building	576 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	121618
Street Address	54693 BINGHAM RD
City	ADAMS
State	OR
Zip	97810-3005
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	AG-2
Legal Range	35
Legal Township	03N
Legal Section	35
Jurisdiction	UMATILLA OR
Township / Civil Division	UMATILLA RESERVATION
Census Block Group	1
Census Block	1043
Census Tract	940000

Owner

Source: Umatilla County records, as of May 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	54693 BINGHAM RD, ADAMS, OR 97810-3005
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jun 20, 2017	Deed of Trust, Mortgage · Line of Credit COLUMBIA STATE BANK
Nov 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
May 31, 2018	Warranty Deed, Transfer · ARM WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 31, 2018 · Amount on Record
Deed Sale	May 31, 2018 · Amount on Record
Prior Sale	Feb 10, 2014 · Amount on Record
Deed Document Number	20186720582
Record Updated	Oct 29, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UMATILLA OR
Property Address	54693 BINGHAM RD, ADAMS, OR 97810-3005
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERITITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20176590401
Date	Jun 20, 2017
Instrument	2017-6590401

Lender

Name	COLUMBIA STATE BANK
Type	Bank
Address	PENDLETON, OR 97801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jun 5, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UMATILLA OR
Property Address	54693 BINGHAM RD, ADAMS, OR 97810-3005
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PIONEER TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20207110074
Date	Nov 17, 2020
Instrument	2020-7110074

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UMATILLA OR
Recording Date	May 31, 2018
Property Address	54693 BINGHAM RD, ADAMS, OR 97810-3005
Document Number	20186720582
Instrument Date	May 25, 2018
Instrument	2018-6720582
Transaction Type	Transfer
Record Updated	May 13, 2021
Title Company	PIONEER TITLE COMPANY, POINEER TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	54693 BINGHAM RD, 54693, ADAMS, OR 97810-3005

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	54693 BIGHAM RD, ADAMS, OR 97810-3005

Mortgage

Document Number	20186720583
Date	May 31, 2018
Instrument	2018-6720583

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Type Change Date	Jun 1, 2023
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	6.37%
Index	1-Year LIBOR
Max Rate	9.37%

Tax Assessment & Valuation

Source: Umatilla County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Umatilla County
Unified School District	Athena-Weston School District 29J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,387.00 (+4.81%)	$488,770 (+6.09%) Land $96,810 Building $391,960	$928,740 (+7.44%) Land $203,000 Building $725,740
2023	$5,140.00	$460,720 Land $91,250 Building $369,470	$864,430 Land $203,000 Building $661,430

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	8 in force
Nearby Flood Claims	13 (1996–2020)
Most Recent Claim	Feb 2020 · Severe Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Feb 2020 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · lower than 66% of Oregon
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wtechlink Fixed Wireless	300 / 300

Cell Coverage

No cell data coverage reported

Nearby Properties on Bingham Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures