5518 109th St, Lubbock, TX 79424 Property Records

Lubbock County property record for 5518 109th St, Lubbock, TX 79424

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,550 sqft · built 2010
Lot Size	0.115 acres (5,040 sqft)
Owner	Owner Name on File
Tax Bill	$2,611 (2025)
Deeds & Mortgages	Dec 2021 Mortgage May 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`R318582`

Property Details

APN / Parcel Number

Primary APN	`R318582`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,550 sqft Living Area

Exterior

Year Built	Built 2010
Foundation Type	Slab (Mat/Raft)
Lot Area	5,040 sqft (0.115 acres)
Lot Dimensions	112 ft deep x 45 ft wide
Garage Area	420 sqft

Location & Zoning

Street Address	5518 109TH ST
City	LUBBOCK
State	TX
Zip	79424-7680
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRINGFIELD L 249
Legal Subdivision	SPRINGFIELD
Legal Lot Number	2490
Jurisdiction	LUBBOCK TX
Township / Civil Division	LUBBOCK
Census Block Group	1
Census Block	1032
Census Tract	10509

Owner

Source: Lubbock County assessment roll, as of August 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on File
Mailing Address	PO BOX 133, HALE CENTER, TX 79041-0133
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage ALLIANCE CU
May 22, 2018	Loan Modification, Mortgage · FHA Mortgage BANK OF AMERICA

Assessor's Deed Record

Last Sale	Apr 14, 2011
Deed Sale	Apr 14, 2011
Deed Document Number	2011011550
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Property Address	5518 109TH ST, LUBBOCK, TX 79424-7680
Transaction Type	Mortgage
Record Updated	Dec 14, 2021
Title Company	HUB CITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000062038
Date	Dec 6, 2021
Instrument	2021062038

Lender

Name	ALLIANCE CU
Type	Credit Union
Address	LUBBOCK, TX 79424

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2037

May 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LUBBOCK TX
Property Address	5518 109TH ST, LUBBOCK, TX 79424-7680
Document Number	0000023049
Instrument Date	May 22, 2018
Transaction Type	Mortgage
Record Updated	Jul 10, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5518 109TH ST LUBBOCK TX 794247680, LUBBOCK, TX 79424-7680

Mortgage

Document Number	0000023049
Date	Jun 20, 2018
Instrument	23049

Lender

Name	BANK OF AMERICA
Type	Bank
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 19, 2048

Interest

Rate	4.5%

Tax Assessment & Valuation

Source: Lubbock County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Lubbock County
Municipality	Lubbock City
Unified School District	Lubbock-Cooper Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,611.00 (-19.34%) Homeowner's exemption	$205,178 (-2.64%) Land $20,000 Building $185,178	$205,178 (-2.64%) Land $20,000 Building $185,178
2024	$3,237.00 (+9.4%)
2023	$2,959.00 (-29.07%) Homeowner's exemption	$210,739 Land $20,000 Building $190,739	$210,739 Land $20,000 Building $190,739
2022	$4,172.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 642 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Optimum Communications Cable	940 / 35
JAB Wireless Fixed Wireless	300 / 60
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Metronet Holdings, Verizon.

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