5520 River Oak Dr, Savage, MN 55378 Property Records

Scott County property record for 5520 River Oak Dr, Savage, MN 55378

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.25 ba · 2,372 sqft · built 1996
Lot Size	0.29 acres (12,632 sqft)
Owner	Individual Name on File
Last Sale	$378,000 (Aug 2015)
Tax Bill	$6,164 (2026)
Deeds & Mortgages	Feb 2026 Line of Credit Dec 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`26-225003-0`

Property Details

APN / Parcel Number

Primary APN	`26-225003-0`

Interior

Bedrooms	4 Beds
Full Baths	3.25 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	2,372 sqft Living Area
Gross Area	3,349 sqft
1st Floor Area	1,282 sqft
Basement Area	1,270 sqft
Finished Basement	1,000 sqft
Unfinished Basement	270 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Combination
Roof Type	Hip
Roof Material	Asphalt
Lot Area	12,632 sqft (0.29 acres)
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Deck Area	203 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	5520 RIVER OAK DR
City	SAVAGE
State	MN
Zip	55378-4692
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DUFFERIN PARK 9TH ADDN LOT 003 BLOCK 001
Legal Subdivision	DUFFERIN PARK 9TH ADDN
Legal Block	1
Legal Lot Number	3
Jurisdiction	SCOTT MN
Township / Civil Division	SAVAGE
Census Block Group	1
Census Block	1007
Census Tract	80207

Owner

Source: Scott County assessment roll, as of May 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	5520 RIVER OAK DR, SAVAGE, MN 55378-4692
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2026	Deed of Trust, Mortgage · Line of Credit BANKCHEROKEE
Dec 1, 2023	Deed of Trust, Mortgage · Conventional Mortgage OLD NATIONAL BANK
Apr 30, 2020	Deed of Trust, Mortgage · Line of Credit OLD NATIONAL BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 20, 2015 · Amount on Record
Deed Sale	Aug 20, 2015 · Amount on Record
Prior Sale	Apr 3, 1996 · Amount on Record
Deed Document Number	2015235712
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT MN
Property Address	5520 RIVER OAK DR, SAVAGE, MN 55378-4692
Transaction Type	Mortgage
Record Updated	Mar 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5520 RIVER OAK DR, SAVAGE, MN 55378-4692

Mortgage

Document Number	000T291484
Date	Feb 23, 2026
Instrument	T291484

Lender

Name	BANKCHEROKEE
Type	Bank
Address	SAINT PAUL, MN 55107

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	73 Months
Due	Feb 29, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT MN
Property Address	5520 RIVER OAK DR, SAVAGE, MN 55378-4692
Transaction Type	Mortgage
Record Updated	Dec 14, 2023
Title Company	TRADEMARK TITLE SERVICES INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5520 RIVER OAK DR, SAVAGE, MN 55378-4692

Mortgage

Document Number	000T282718
Date	Dec 1, 2023
Instrument	T282718

Lender

Name	OLD NATIONAL BANK
Type	Bank
Address	ASHLEY, MI 48806

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Nov 1, 2053

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT MN
Property Address	5520 RIVER OAK DR, SAVAGE, MN 55378-4692
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000261120
Date	Apr 30, 2020
Instrument	261120

Lender

Name	OLD NATIONAL BANK
Type	Bank
Address	65391

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 25, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Scott County assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Scott County
Municipality	Savage City
Unified School District	Burnsville-Eagan-Savage School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,164.00 (+4.65%) Homeowner's exemption	$512,100 (+1.75%) Land $165,600 Building $346,500	$512,100 (+1.75%) Land $165,600 Building $346,500
2025	$5,890.00 (+0.75%)
2024	$5,846.00 (+1.49%) Homeowner's exemption	$503,300 (-0.4%) Land $165,600 Building $337,700	$503,300 (-0.4%) Land $165,600 Building $337,700
2023	$5,760.00 Homeowner's exemption	$505,300 Land $165,600 Building $339,700	$505,300 Land $165,600 Building $339,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Savage serves 30,285 people · EPA ID MN1700008
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium not recorded as resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nuvera Communications Fiber	1,000 / 1,000
Mediacom Communications Cable	1,000 / 50
Netwave Broadband Fixed Wireless · not low latency	125 / 40

May also be available: LTD Broadband, Verizon.

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