5495 River Oak Dr, Savage, MN 55378 Property Records

Scott County property record for 5495 River Oak Dr, Savage, MN 55378

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,780 sqft · built 1996
Lot Size0.27 acres (11,761 sqft)
Owner2 Individual Names on File
Last Sale$496,000 (Oct 2020)
Tax Bill$6,926 (2026)
Deeds & MortgagesSep 2025 Sale
Sep 2025 Second Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN26-225025-0

Property Details

APN / Parcel Number

Primary APN26-225025-0

Interior

Bedrooms5 Beds
Full Baths3 Baths
Plumbing Fixtures9 Plumbing Fixtures
Stories2 Stories
Building Area2,780 sqft Living Area
Gross Area3,670 sqft
1st Floor Area1,454 sqft
Basement Area1,428 sqft
Finished Basement1,200 sqft
Unfinished Basement228 sqft

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Exterior MaterialVinyl
Roof TypeHip
Roof MaterialAsphalt
Lot Area11,761 sqft (0.27 acres)
Garage Area706 sqft
Parking Spaces2 Parking Spaces
PorchPorch

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Street Address5495 RIVER OAK DR
CitySAVAGE
StateMN
Zip55378-4691
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDUFFERIN PARK 9TH ADDN LOT 002 BLOCK 003
Legal SubdivisionDUFFERIN PARK 9TH ADDN
Legal Block3
Legal Lot Number2
JurisdictionSCOTT MN
Township / Civil DivisionSAVAGE
Census Block Group1
Census Block1009
Census Tract80207

Owner

Source: Scott County records · APN 26-225025-0

Assessment roll updated May 12, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address5495 RIVER OAK DR, SAVAGE, MN 55378-4691
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Sep 24, 2025Warranty Deed, Transfer
OLD REPUBLIC TITLE CONCORD, OLD REPUBLIC TTL NATL COM DI
Sep 18, 2025Intrafamily Transfer, Transfer · Stand-Alone Second Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Sep 04, 2024Intrafamily Transfer, Transfer
Oct 09, 2020Warranty Deed, Transfer · Conventional Mortgage
GUARANTEED RATE INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 09, 2020 · Amount on Record
Deed SaleOct 09, 2020 · Amount on Record
Prior SaleSep 16, 1999 · Amount on Record
Deed Document Number2020264720
Last Transfer DateAug 25, 2025
Transfer Doc000T289701
Record UpdatedSep 20, 2026

September 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCOTT MN
Recording DateSep 24, 2025
Property Address5495 RIVER OAK DR, SAVAGE, MN 55378-4691
Document Number00A1212393
Instrument DateSep 19, 2025
InstrumentA1212393
Transaction TypeTransfer
Record UpdatedOct 06, 2025
Title CompanyOLD REPUBLIC TITLE CONCORD, OLD REPUBLIC TTL NATL COM DI

Transaction

AmountAmount Recorded
Tax$438.90
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address5495 RIVER OAK DR, SAVAGE, MN 55378-4691

September 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSCOTT MN
Recording DateSep 18, 2025
Property Address5495 RIVER OAK DR, SAVAGE, MN 55378-4691
Document Number000T289701
Instrument DateAug 25, 2025
InstrumentT289701
Transaction TypeTransfer
Record UpdatedOct 06, 2025
Title CompanyATTORNEYS TITLE GROUP LLC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address5495 RIVER OAK DR, SAVAGE, MN 55378-4691

Mortgage

Document Number000T289702
DateSep 18, 2025
InstrumentT289702
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2055

September 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSCOTT MN
Recording DateSep 04, 2024
Property Address5495 RIVER OAK DR, SAVAGE, MN 55378-4691
Document Number000T285420
Instrument DateAug 21, 2024
InstrumentT285420
Transaction TypeTransfer
Record UpdatedOct 06, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address5495 RIVER OAK DR, SAVAGE, MN 55378-4691

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCOTT MN
Recording DateOct 09, 2020
Property Address5495 RIVER OAK DR, SAVAGE, MN 55378-4691
Document Number0000264720
Instrument DateSep 30, 2020
Instrument264720
Transaction TypeTransfer
Record UpdatedApr 29, 2022
Title CompanyTRADEMARK TITLE SERVICES INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,636.80
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address5495 RIVER OAK DR, SAVAGE, MN 55378-4691

Mortgage

Document Number0000264721
DateOct 09, 2020
Instrument264721
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2050

Tax Assessment & Valuation

Source: Scott County records · Assessment roll updated May 12, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyScott County
MunicipalitySavage City
Unified School DistrictBurnsville-Eagan-Savage School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$6,926.00 (+5%) Homeowner's exemption$567,200 (+2.14%) Land $163,500 Building $403,700$567,200 (+2.14%) Land $163,500 Building $403,700
2025$6,596.00 (+1.07%) Homeowner's exemption$555,300 (-) Land $163,500 Building $391,800$555,300 (-) Land $163,500 Building $391,800
2024$6,526.00 (+1.91%) Homeowner's exemption$555,300 (-0.41%) Land $163,500 Building $391,800$555,300 (-0.41%) Land $163,500 Building $391,800
2023$6,404.00 Homeowner's exemption$557,600 Land $163,500 Building $394,100$557,600 Land $163,500 Building $394,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 6, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Nuvera Communications
Fiber
1,000 / 1,000
Mediacom Communications
Cable
1,000 / 50
Netwave Broadband
Fixed Wireless · not low latency
125 / 40

May also be available: LTD Broadband, Verizon.

Based on FCC filings for 410 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemSavage
serves 30,285 people
Water SourcePurchased surface water from several systems
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityRadium
not recorded as resolved · Apr 2024
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

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