5498 River Oak Dr, Savage, MN 55378 Property Records

Scott County property record for 5498 River Oak Dr, Savage, MN 55378 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.25 ba · 2,456 sqft · built 1996
Lot Size0.36 acres (15,682 sqft)
OwnerIndividual Name on File
Last Sale$540,000 (Aug 2024)
Tax Bill$6,470 (2026)
Deeds & MortgagesOct 2025 Mortgage
Aug 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN26-225004-0

Property Details

APN / Parcel Number

Primary APN26-225004-0

Interior

Bedrooms4 Beds
Full Baths3.25 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Stories2 Stories
Building Area2,456 sqft Living Area
Gross Area3,082 sqft
1st Floor Area1,344 sqft
Basement Area1,280 sqft
Finished Basement900 sqft
Unfinished Basement380 sqft

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Exterior MaterialCombination
Roof TypeGable
Roof MaterialAsphalt
Lot Area15,682 sqft (0.36 acres)
Garage Area638 sqft
Parking Spaces2 Parking Spaces
PorchPorch

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Street Address5498 RIVER OAK DR
CitySAVAGE
StateMN
Zip55378-4691
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDUFFERIN PARK 9TH ADDN LOT 004 BLOCK 001
Legal SubdivisionDUFFERIN PARK 9TH ADDN
Legal Block1
Legal Lot Number4
JurisdictionSCOTT MN
Township / Civil DivisionSAVAGE
Census Block Group1
Census Block1007
Census Tract80207

Owner

Source: Scott County records · APN 26-225004-0

Assessment roll updated May 12, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address5498 RIVER OAK DR, SAVAGE, MN 55378-4691
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 08, 2025Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO
Aug 29, 2018Deed of Trust, Mortgage · Line of Credit
WINGS FINANCIAL CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 22, 2024 · Amount on Record
Deed SaleAug 22, 2024 · Amount on Record
Prior SaleAug 09, 2024 · Amount on Record
Deed Document Number2024285299
Record UpdatedSep 20, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCOTT MN
Property Address5498 RIVER OAK DR, SAVAGE, MN 55378-4691
Transaction TypeMortgage
Record UpdatedOct 21, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address5498 RIVER OAK DR, SAVAGE, MN 55378-4691

Mortgage

Document Number000T289963
DateOct 08, 2025
InstrumentT289963
Lender
NameAMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO
TypeMortgage Company
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2055

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCOTT MN
Property Address5498 RIVER OAK DR, SAVAGE, MN 55378-4691
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIRST AMERICAN TITLE INSURAN

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000252013
DateAug 29, 2018
Instrument252013
Lender
NameWINGS FINANCIAL CU
TypeCredit Union
AddressSAINT PAUL, MN 55124
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueAug 28, 2038
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Scott County records · Assessment roll updated May 12, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyScott County
MunicipalitySavage City
Unified School DistrictBurnsville-Eagan-Savage School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$6,470.00 (+11.05%) Homeowner's exemption$533,200 (+6.98%) Land $177,600 Building $355,600$533,200 (+6.98%) Land $177,600 Building $355,600
2025$5,826.00 (+0.76%)
2024$5,782.00 (+1.15%) Homeowner's exemption$498,400 (-0.38%) Land $172,600 Building $325,800$498,400 (-0.38%) Land $172,600 Building $325,800
2023$5,716.00 Homeowner's exemption$500,300 Land $172,600 Building $327,700$500,300 Land $172,600 Building $327,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Scott County (27139C), updated January 6, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271390802071, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 7 individual NFIP policies nearby
Nearby Flood Policies7 in force
6 of 7 on primary residences

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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