552 Panorama Ln, Independence, VA 24348 Property Records

Grayson County property record for 552 Panorama Ln, Independence, VA 24348

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 3,824 sqft · built 1962
Lot Size	4.38 acres (190,880 sqft)
Owner	Individual Name on File
Last Sale	$205,000 (Apr 2016)
Tax Bill	$1,982 (2025)
Deeds & Mortgages	Apr 2021 Line of Credit Jan 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`73B-2-13B+`

Property Details

APN / Parcel Number

Primary APN	`73B-2-13B+`
Alternative APN	`3392`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	3,824 sqft Living Area
Gross Area	5,440 sqft
1st Floor Area	3,824 sqft
Basement Area	765 sqft
Finished Basement	765 sqft
Unfinished Basement	765 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 2000
Exterior Material	Brick
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	190,880 sqft (4.38 acres)
Terrain	Above Road/Slope
Garage Type	Detached
Garage Area	650 sqft
Parking Spaces	4 Parking Spaces
Porch	Porch
Patio Area	1,100 sqft
Lean-To	312 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	3392
Street Address	552 PANORAMA LN
City	INDEPENDENCE
State	VA
Zip	24348
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RF
Legal Description	4.382 73B-2-13B 13C
Jurisdiction	GRAYSON VA
Township / Civil Division	ELK CREEK
Census Block Group	2
Census Block	2062
Census Tract	60202

Owner

Source: Grayson County records · APN 73B-2-13B+

Assessment roll updated June 1, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 417, INDEPENDENCE, VA 24348-0417
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2021	Deed of Trust, Mortgage · Line of Credit SKYLINE NATIONAL BANK
Jan 25, 2017	Deed of Trust, Mortgage · Line of Credit GRAYSON NATIONAL BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 22, 2016 · Amount on Record
Deed Sale	Apr 22, 2016 · Amount on Record
Deed Document Number	2016665
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON VA
Property Address	552 PANORAMA LN, INDEPENDENCE, VA 24348
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000654/755
Date	Apr 26, 2021
Book Page	654/755
Instrument	210000887

Lender

Name	SKYLINE NATIONAL BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	May 05, 2036

Interest

Rate Type	Adjustable Rate

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON VA
Property Address	552 PANORAMA LN, INDEPENDENCE, VA 24348
Transaction Type	Mortgage
Record Updated	Feb 23, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 170000106
Date	Jan 25, 2017
Instrument	170000106

Lender

Name	GRAYSON NATIONAL BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Feb 10, 2032

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Grayson County records · Assessment roll updated June 1, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Grayson County
Unified School District	Grayson County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,982.00	$341,800 (-) Land $35,200 Building $306,600	$341,800 (-) Land $35,200 Building $306,600
2023		$341,800 Land $35,200 Building $306,600	$341,800 Land $35,200 Building $306,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Grayson County (51077C), as of August 28, 2008 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510770602022, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Moderate above 56% of the US · above 85% of Virginia
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30
WVVA.net Fixed Wireless	100 / 20

Based on FCC filings for 12 locations within half a mile of this property.

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