Grayson County property record for 465 Panorama Ln, Independence, VA 24348
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,534 sqft · built 1989 |
| Lot Size | 7.61 acres (331,622 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $194,670 (Feb 2024) |
| Tax Bill | $1,249 (2025) |
| Deeds & Mortgages | Nov 2019 Line of Credit Jun 2019 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 73-A-28A |
| Primary APN | 73-A-28A |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,534 sqft Living Area |
| Gross Area | 2,488 sqft |
| 1st Floor Area | 1,534 sqft |
| Basement Area | 1,151 sqft |
| Unfinished Basement | 1,151 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Metal |
| Lot Area | 331,622 sqft (7.61 acres) |
| Terrain | Above Road/Slope |
| Garage Area | 576 sqft |
| Parking Spaces | 3 Parking Spaces |
| Deck Area | 288 sqft |
| Patio Area | 90 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 719 |
|---|---|
| Street Address | 465 PANORAMA LN |
| City | INDEPENDENCE |
| State | VA |
| Zip | 24348-3511 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RF |
| Legal Description | 7.613 73-A-28A |
| Jurisdiction | GRAYSON VA |
| Township / Civil Division | ELK CREEK |
| Census Block Group | 2 |
| Census Block | 2062 |
| Census Tract | 60202 |
465 Panorama Ln is owned by two individuals who bought it in February 2024.
Source: Grayson County records, as of June 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 102 ERNIE PYLE ST, GALAX, VA 24333-3710 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 5, 2019 | Deed of Trust, Mortgage · Line of Credit SKYLINE NATIONAL BANK |
| Jun 25, 2019 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 26, 2024 · Amount on File |
| Deed Sale | Feb 26, 2024 · Amount on File |
| Deed Document Number | 2024349 |
| Deed Book / Page | 692 / 213 |
| Prior Transfer Date | Jun 12, 2019 |
| Prior Transfer Doc | 630/694 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAYSON VA |
| Property Address | 465 PANORAMA LN, INDEPENDENCE, VA 24348-3511 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000635/53 |
|---|---|
| Date | Nov 5, 2019 |
| Book Page | 635/53 |
| Instrument | 190001966 |
| Name | SKYLINE NATIONAL BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Nov 14, 2034 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | GRAYSON VA |
| Recording Date | Jun 25, 2019 |
| Property Address | 465 PANORAMA LN, INDEPENDENCE, VA 24348-3511 |
| Document Number | 630/694 |
| Book / Page | 630 / 694 |
| Instrument Date | Jun 12, 2019 |
| Instrument | 190001034 |
| Transaction Type | Transfer |
| Record Updated | Oct 19, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
The 2025 property tax bill for 465 Panorama Ln was $1,249.
Source: Grayson County assessment roll, as of June 1, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Grayson County |
| Unified School District | Grayson County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,249.00 | $215,400 Land $49,800 Building $165,600 | $215,400 Land $49,800 Building $165,600 |
| 2023 | $1,379.00 | $215,400 Land $49,800 Building $165,600 | $215,400 Land $49,800 Building $165,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 465 Panorama Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 28, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 465 Panorama Ln is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 59% of the US · above 88% of Virginia |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Starlink Satellite | 280 / 30 |
| GigaBeam Networks Fixed Wireless | 100 / 20 |
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