552 Miramonte Dr, Santa Barbara, CA 93109 Property Records

Santa Barbara County property record for 552 Miramonte Dr, Santa Barbara, CA 93109

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 4,264 sqft · built 1989
Lot Size	1.66 acres (72,310 sqft)
Owner	Company Name on Record
Last Sale	$875,000 (Sep 1997)
Tax Bill	$15,187 (2025)
Deeds & Mortgages	Nov 2021 Transfer Jul 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`035-260-025`

Property Details

APN / Parcel Number

Primary APN	`035-260-025`
Alternative APN	`03526025`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	3 Stories
Building Area	4,264 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Stucco
Roof Material	Tile
Lot Area	72,310 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	552 MIRAMONTE DR
City	SANTA BARBARA
State	CA
Zip	93109-1413
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	MAP 111 PG 64
Legal Subdivision	PARCEL MAP NO 20361
Legal Lot Number	B
Jurisdiction	SANTA BARBARA CA
Township / Civil Division	SANTA BARBARA
Census Block Group	1
Census Block	1002
Census Tract	1203

Owner

Source: Santa Barbara County records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 22102, SANTA BARBARA, CA 93121-2102
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2021	Intrafamily Transfer, Transfer
Jul 29, 2021	Deed of Trust, Mortgage · Line of Credit BANK OF THE WEST
Mar 29, 2017	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA
Sep 4, 2018	Deed of Trust, Mortgage · Conventional Mortgage GADSBY FAMILY TRUST (PT)

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 4, 1997 · Amount on Record
Deed Sale	Sep 4, 1997 · Amount on Record
Prior Sale	Jul 19, 1995 · Amount on Record
Deed Document Number	199751747
Last Transfer Date	Nov 10, 2021
Transfer Doc	0000079739
Record Updated	Sep 20, 2026

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA BARBARA CA
Recording Date	Nov 17, 2021
Property Address	552 MIRAMONTE DR, SANTA BARBARA, CA 93109-1413
Document Number	0000079739
Map Reference	MB 31 PG 45&46
Instrument Date	Nov 10, 2021
Instrument	2021-0079739
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	552 MIRAMONTE DR, SANTA BARBARA, CA 93109-1413
Transaction Type	Mortgage
Record Updated	Aug 9, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	522 MIRAMONTE DR, SANTA BARBARA, CA 93109-1413

Mortgage

Document Number	0000055191
Date	Jul 29, 2021
Instrument	2021-0055191

Lender

Name	BANK OF THE WEST
Type	Bank
Address	OMAHA, NE 68154

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	357 Months
Due	Apr 1, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	552 MIRAMONTE DR, SANTA BARBARA, CA 93109-1413
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015054
Date	Mar 29, 2017
Instrument	2017-0015054

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	420 Months
Due	Mar 17, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	552 MIRAMONTE DR, SANTA BARBARA, CA 93109-1413
Document Number	0000046826
Instrument Date	Sep 4, 2018
Transaction Type	Mortgage
Record Updated	Nov 13, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	552 MIRAMONTE DR SANTA BARBARA CA 931091413, SANTA BARBARA, CA 93109-1413

Mortgage

Document Number	0000046826
Date	Nov 1, 2018
Instrument	46826

Lender

Name	GADSBY FAMILY TRUST (PT)
Address	2176 SYCAMORE CANYON RD, SANTA BARBARA, CA 93108-1718

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Santa Barbara County assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Barbara County
Municipality	Santa Barbara City
Unified School District	Santa Barbara Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,471,209 (+2%) Land $610,755 Building $860,454
2025	$15,187.00 (+3.64%) Homeowner's exemption Additional exemption filed	$1,442,363 (+4.04%) Land $598,780 Building $843,583
2023	$14,653.00 (+1.76%) Homeowner's exemption Additional exemption filed	$1,386,357 Land $575,530 Building $810,827
2022	$14,400.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1996–2023)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Mar 2023 · Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SANTA BARBARA WATER DEPARTMENT serves 93,334 people · EPA ID CA4210010
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 521 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, GeoLinks, Verizon.

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