607 Miramonte Dr, Santa Barbara, CA 93109 Property Records

Santa Barbara County property record for 607 Miramonte Dr, Santa Barbara, CA 93109

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.75 ba · 1,750 sqft · built 1948
Lot Size	0.18 acres (7,841 sqft)
Owner	Company Name on Record
Last Sale	$425,000 (Jul 1998)
Tax Bill	$8,376 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Oct 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`035-253-030`

Property Details

APN / Parcel Number

Primary APN	`035-253-030`
Alternative APN	`03525330`

Interior

Bedrooms	3 Beds
Full Baths	3.75 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Building Area	1,750 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Carport
Carport	Carport

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	607 MIRAMONTE DR
City	SANTA BARBARA
State	CA
Zip	93109-1428
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	E1
Legal Description	MIRAMONTE TR LT 76B LOT 77B
Legal Subdivision	MIRAMONTE
Legal Lot Number	77B
Jurisdiction	SANTA BARBARA CA
Township / Civil Division	SANTA BARBARA
Census Block Group	2
Census Block	2000
Census Tract	1203

Owner

Source: Santa Barbara County records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	607 MIRAMONTE DR, SANTA BARBARA, CA 93109-1428
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Oct 2, 2017	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 1998 · Amount on Record
Deed Sale	Jul 31, 1998 · Amount on Record
Deed Document Number	199857611
Last Transfer Date	Jul 16, 2015
Transfer Doc	0000038279
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	607 MIRAMONTE DR, SANTA BARBARA, CA 93109-1428
Transaction Type	Mortgage
Record Updated	Mar 19, 2021
Title Company	ADVANTAGE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	607 MIRAMONTE DR, SANTA BARBARA, CA 93109-1428

Mortgage

Document Number	0000018773
Date	Mar 9, 2021
Instrument	2021-0018773

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Feb 1, 2051

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	607 MIRAMONTE DR, SANTA BARBARA, CA 93109-1428
Document Number	0000048504
Instrument Date	Oct 2, 2017
Transaction Type	Mortgage
Record Updated	Oct 23, 2017
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	607 MIRAMONTE DR SANTA BARBARA CA 931091428, SANTA BARBARA, CA 93109-1428

Mortgage

Document Number	0000048504
Date	Oct 10, 2017
Instrument	48504

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 9, 2047

Tax Assessment & Valuation

Source: Santa Barbara County assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Barbara County
Municipality	Santa Barbara City
Unified School District	Santa Barbara Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$813,155 (+2%) Land $455,725 Building $357,430
2025	$8,376.00 (+3.66%) Homeowner's exemption Additional exemption filed	$797,212 (+4.04%) Land $446,790 Building $350,422
2023	$8,080.00 (+1.78%) Homeowner's exemption Additional exemption filed	$766,257 Land $429,442 Building $336,815
2022	$7,939.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1997)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 1997 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SANTA BARBARA WATER DEPARTMENT serves 93,334 people · EPA ID CA4210010
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 521 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, GeoLinks, Verizon.

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