540 Miramonte Dr, Santa Barbara, CA 93109 Property Records

Santa Barbara County property record for 540 Miramonte Dr, Santa Barbara, CA 93109

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,600 sqft · built 1964
Lot Size	0.38 acres (16,553 sqft)
Owner	Individual Name on File
Last Sale	$2,800,000 (Oct 2025)
Tax Bill	$3,298 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Jul 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`035-260-017`

Property Details

APN / Parcel Number

Primary APN	`035-260-017`
Alternative APN	`03526017`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	2,600 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Lot Area	16,553 sqft (0.38 acres)

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	540 MIRAMONTE DR
City	SANTA BARBARA
State	CA
Zip	93109-1413
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	E1
Legal Description	MIRAMONTE HTS TR LOT 5
Legal Subdivision	MIRAMONTE HEIGHTS
Legal Lot Number	5
Jurisdiction	SANTA BARBARA CA
Township / Civil Division	SANTA BARBARA
Census Block Group	1
Census Block	1002
Census Tract	1203

Owner

Source: Santa Barbara County records, as of September 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 9409, AUSTIN, TX 78766-9409
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2026	Deed of Trust, Mortgage · Conventional Mortgage LOAN STORE
Jul 13, 2026	Deed of Trust, Mortgage · Conventional Mortgage LOAN STORE
Oct 30, 2025	Intrafamily Transfer, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO
Oct 30, 2025	Grant Deed, Transfer · Conventional Mortgage THE LOAN STORE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 30, 2025 · Amount on File
Deed Sale	Oct 30, 2025 · Amount on File
Deed Document Number	202533874
Prior Transfer Date	Oct 28, 2025
Prior Transfer Doc	0000033875
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Recording Date	Sep 9, 2026
Property Address	540 MIRAMONTE DR, SANTA BARBARA, CA 93109-1413
Document Number	0000030875
Instrument Date	Sep 3, 2026
Instrument	202630875
Transaction Type	Mortgage
Record Updated	Sep 16, 2026
Title Company	TOP PRIORITY TITLE, PRIORITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner, 167
Address	606 COQUINA LN, WEST LAKE HILLS, TX 78746-4536

Mortgage

Document Number	0000030875,
Date	Sep 9, 2026
Instrument	202630875

Lender

Name	LOAN STORE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Recording Date	Jul 13, 2026
Property Address	540 MIRAMONTE DR, SANTA BARBARA, CA 93109-1413
Document Number	0000023447
Instrument Date	Jul 8, 2026
Instrument	202623447
Transaction Type	Mortgage
Record Updated	Jul 22, 2026
Title Company	TOP PRIORITY TITLE, PRIORITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner, 167
Address	606 COQUINA LN, WEST LAKE HILLS, TX 78746-4536

Mortgage

Document Number	0000023447,
Date	Jul 13, 2026
Instrument	202623447

Lender

Name	LOAN STORE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.52%
Initial Type	Fixed Rate
Max Rate	-1%

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA BARBARA CA
Recording Date	Oct 30, 2025
Property Address	540 MIRAMONTE DR, SANTA BARBARA, CA 93109-1413
Document Number	0000033875
Map Reference	MB 40 PG 74&75
Instrument Date	Oct 28, 2025
Instrument	2025-0033875
Transaction Type	Transfer
Record Updated	Nov 18, 2025
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 9409, AUSTIN, TX 78766-9409

October 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA BARBARA CA
Recording Date	Oct 30, 2025
Property Address	540 MIRAMONTE DR, SANTA BARBARA, CA 93109-1413
Document Number	0000033874
Map Reference	MB 40 PG 74&75
Instrument Date	Oct 15, 2025
Instrument	2025-0033874
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 9409, AUSTIN, TX 78766-9409

Mortgage

Document Number	0000033876
Date	Oct 30, 2025
Instrument	2025-0033876

Lender

Name	THE LOAN STORE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

Tax Assessment & Valuation

Source: Santa Barbara County assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Barbara County
Municipality	Santa Barbara City
Unified School District	Santa Barbara Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,800,000 (+787.85%) Land $1,700,000 Building $1,100,000
2025	$3,298.00 (+3.74%) Homeowner's exemption Additional exemption filed	$315,367 (+4.04%) Land $85,915 Building $229,452
2023	$3,179.00 (+1.83%) Homeowner's exemption Additional exemption filed	$303,123 Land $82,580 Building $220,543
2022	$3,122.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1996–2023)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Mar 2023 · Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SANTA BARBARA WATER DEPARTMENT serves 93,334 people · EPA ID CA4210010
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 521 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, GeoLinks, Verizon.

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