Carroll County property record for 552 Houck Rd, Westminster, MD 21157
| Property Type | Single Family Home |
|---|---|
| Details | 4.5 ba · 4,836 sqft · built 2005 |
| Lot Size | 3.02 acres (131,943 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $325,000 (Oct 2004) |
| Tax Bill | $8,737 (2026) |
| Deeds & Mortgages | Apr 2020 Mortgage Sep 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-069158 |
| Primary APN | 08-069158 |
|---|---|
| Alternative APN |
|
| Full Baths | 4.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,836 sqft Total Area |
| Basement Area | 1,311 sqft |
| Finished Basement | 1,311 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 131,943 sqft (3.02 acres) |
| Garage Type | Attached |
| Garage Area | 690 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 612 sqft |
| Deck Area | 328 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 069158 |
|---|---|
| Street Address | 552 HOUCK RD |
| City | WESTMINSTER |
| State | MD |
| Zip | 21157-6619 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AGRIC |
| Legal Description | LT 1 -3.029 ACS 552 HOUCK RD 49-102 RIDER ESTATES |
| Legal Subdivision | RIDER ESTATES |
| Legal Lot Number | 1 |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 8, HAMPSTEAD |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 508200 |
Source: Carroll County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 552 HOUCK RD, WESTMINSTER, MD 21157-6619 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MUTUAL/OMAHA MTG LLC |
| Sep 14, 2018 | Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 19, 2004 · Amount on Record |
| Deed Sale | Oct 19, 2004 · Amount on Record |
| Deed Document Number | 200441796 |
| Deed Book / Page | 4179 / 513 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 552 HOUCK RD, WESTMINSTER, MD 21157-6619 |
| Document Number | 0097570230 |
| Instrument Date | Apr 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 13, 2020 |
| Title Company | RESOURCE TITLE LLC |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 552 HOUCK RD WESTMINSTER MD 211576619, WESTMINSTER, MD 21157-6619 |
| Document Number | 0097570230 |
|---|---|
| Date | Jul 10, 2020 |
| Book Page | 009757/000230 |
| Name | MUTUAL/OMAHA MTG LLC |
|---|---|
| Address | LOMBARD, IL 60148 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 9, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 552 HOUCK RD, WESTMINSTER, MD 21157-6619 |
| Document Number | 0091850295 |
| Instrument Date | Sep 14, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 27, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 552 HOUCK RD WESTMINSTER MD 211576619, WESTMINSTER, MD 21157-6619 |
| Document Number | 0091850295 |
|---|---|
| Date | Dec 13, 2018 |
| Book Page | 009185/000295 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,737.00 (+5.38%) Homeowner's exemption | $856,900 (+25.63%) | $998,300 (+26.98%) Land $200,100 Building $798,200 |
| 2025 | $8,291.00 (+7.58%) Homeowner's exemption | ||
| 2023 | $7,707.00 Homeowner's exemption | $682,067 | $786,200 Land $165,100 Building $621,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2005) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2005 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Starlink Satellite | 280 / 30 |
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