Carroll County property record for 548 Houck Rd, Westminster, MD 21157
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 4,280 sqft · built 2006 |
| Lot Size | 3 acres (130,985 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $554,000 (May 2013) |
| Tax Bill | $8,137 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-070202 |
| Primary APN | 08-070202 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,280 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 130,985 sqft (3 acres) |
| Garage Type | Attached |
| Garage Area | 936 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 260 sqft |
| Shed | 1 Shed |
| Shed Area | 576 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 070202 |
|---|---|
| Street Address | 548 HOUCK RD |
| City | WESTMINSTER |
| State | MD |
| Zip | 21157-6619 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AGRIC |
| Legal Description | LT 2 - 3.007 ACS 548 HOUCK RD 49-102 RIDER ESTATES |
| Legal Subdivision | RIDER ESTATES |
| Legal Lot Number | 2 |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 8, HAMPSTEAD |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 508200 |
548 Houck Rd is owned and occupied by two individuals who bought it in May 2013.
Source: Carroll County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 548 HOUCK RD, WESTMINSTER, MD 21157-6619 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 31, 2013 · Amount on File |
| Deed Sale | May 31, 2013 · Amount on File |
| Prior Sale | Dec 29, 2005 |
| Deed Book / Page | 7351 / 41 |
| Prior Transfer Date | Nov 15, 2005 |
| Prior Transfer Doc | 0047180510 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 548 Houck Rd was $8,137, up 8.9% from the year before.
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,137.00 (+8.94%) | $721,267 (+9.02%) | $840,600 (+27.06%) Land $200,000 Building $640,600 |
| 2025 | $7,469.00 | $661,600 Land $165,000 Building $496,600 | $661,600 Land $165,000 Building $496,600 |
| 2023 | $6,531.00 | $578,000 | $661,600 Land $165,000 Building $496,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 548 Houck Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2005.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2005) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2005 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 548 Houck Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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