Carroll County property record for 229 Houck Rd, Westminster, MD 21157
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,471 sqft · built 1990 |
| Lot Size | 1.06 acres (46,174 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $182,500 (Sep 2000) |
| Tax Bill | $4,680 (2026) |
| Deeds & Mortgages | Feb 2023 Mortgage Sep 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-046697 |
| Primary APN | 08-046697 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 2,471 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 46,174 sqft (1.06 acres) |
| Garage Type | Attached |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 320 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 046697 |
|---|---|
| Street Address | 229 HOUCK RD |
| City | WESTMINSTER |
| State | MD |
| Zip | 21157-6606 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AGRIC |
| Legal Description | LOT 1.0649 AC E/S HOUCK ROAD W OF HOUCKSVILLE |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 8, HAMPSTEAD |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 508200 |
Source: Carroll County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 229 HOUCK RD, WESTMINSTER, MD 21157-6606 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 6, 2023 | Deed of Trust, Mortgage · Unknown BANK OF AMERICA NA |
| Sep 13, 2018 | Deed of Trust, Mortgage · Conventional Mortgage POINT BREEZE CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 12, 2000 · Amount on Record |
| Deed Sale | Sep 12, 2000 · Amount on Record |
| Prior Sale | Aug 9, 1995 · Amount on Record |
| Deed Document Number | 2000902 |
| Deed Book / Page | 2397 / 635 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 229 HOUCK RD, WESTMINSTER, MD 21157-6606 |
| Transaction Type | Mortgage |
| Record Updated | Feb 22, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Name | Verified Name |
|---|---|
| Address | 229 HOUCK RD, WESTMINSTER, MD 21157-6606 |
| Document Number | 0109750288 |
|---|---|
| Date | Feb 6, 2023 |
| Book Page | 10975/288 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Unknown |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jan 18, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 229 HOUCK RD, WESTMINSTER, MD 21157-6606 |
| Document Number | 0091220024 |
| Instrument Date | Sep 13, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 229 HOUCK RD WESTMINSTER MD 211576606, WESTMINSTER, MD 21157-6606 |
| Document Number | 0091220024 |
|---|---|
| Date | Sep 18, 2018 |
| Book Page | 009122/000024 |
| Name | POINT BREEZE CU |
|---|---|
| Type | Credit Union |
| Address | HUNT VALLEY, MD 21031 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Sep 17, 2023 |
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,680.00 (+5.24%) Homeowner's exemption | $434,533 (+21.01%) | $498,600 (+23.88%) Land $180,600 Building $318,000 |
| 2025 | $4,447.00 (+9.61%) Homeowner's exemption | ||
| 2023 | $4,057.00 Homeowner's exemption | $359,100 | $402,500 Land $140,600 Building $261,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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