552 E Academy St, Owatonna, MN 55060 Property Records

Steele County property record for 552 E Academy St, Owatonna, MN 55060 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 1923
Square Footage1,547 sqft Living Area
Lot Size10,411 sqft (0.239 acres)
OccupancyOwner Occupied
Last Sale$164,900 (2018)
Tax Bill$3,292.00 (2026)

Property Details

APN / Parcel Number

Primary APN17-136-0209

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms9 Rooms
Building Area1,547 sqft Living Area
Stories1 Stories

Exterior

Year BuiltBuilt 1923
Effective Year BuiltEffective 1923
Exterior MaterialStucco Exterior
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area10,411 sqft (0.239 acres)
Parking Spaces1 Parking Spaces
Garage TypeDetached Garage
Garage Area360 sqft Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address552 E ACADEMY ST
CityOWATONNA
StateMN
Zip55060-3021
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionREPLAT OF HIGHLAND PARK - CHAMBERS BLK.2 LOT 9 RE-PLAT OF HIGHLAND PARK ADDN
Legal SubdivisionREPLAT OF HIGHLAND PARK - CHAMBERS
Legal Block2
Legal Lot Number9
JurisdictionSTEELE MN
Minor Civil DivisionOWATONNA
Census Blockgroup2
Census Block2026
Census Tract960200

Owner

Source: Steele County records · APN 17-136-0209

Assessment roll updated September 8, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address552 E ACADEMY ST, OWATONNA, MN 55060-3021
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 20, 2020Deed of Trust, Mortgage · Conventional Mortgage
BAY EQUITY LLC
Nov 29, 2018Warranty Deed, Transfer · Conventional Mortgage
BAY EQUITY LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 29, 2018 · Amount on Record
Deed SaleNov 29, 2018 · Amount on Record
Prior SaleOct 16, 2009 · Amount on Record
Deed Doc Number2018421324
Record RefreshedSep 20, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTEELE MN
Property Address552 E ACADEMY ST, OWATONNA, MN 55060-3021
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberA000429142
DateMay 20, 2020
InstrumentA000429142
Lender
NameBAY EQUITY LLC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueJun 01, 2040
Interest
Rate TypeFixed Rate

November 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTEELE MN
Recording DateNov 29, 2018
Property Address552 E ACADEMY ST, OWATONNA, MN 55060-3021
Document NumberA000421324
Instrument DateNov 28, 2018
InstrumentA000421324
Transaction TypeTransfer
Record UpdatedSep 10, 2021
Title CompanyNORTH AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$544.17
Amount AccuracyCalculated from Tax
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address552 E ACADEMY ST, OWATONNA, MN 55060-3021

Mortgage

Document NumberA000421325
DateNov 29, 2018
InstrumentA000421325
Lender
NameBAY EQUITY LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Steele County records · Assessment roll updated September 8, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySteele County
MunicipalityOwatonna City
Unified School DistrictOwatonna Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$3,292.00 (+13.91%)
2025$238,600 (+17.77%) Land $38,800 Building $199,800$238,600 (+17.77%) Land $38,800 Building $199,800
2023$2,890.00 Homeowner's exemption$202,600 Land $27,500 Building $175,100$202,600 Land $27,500 Building $175,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Steele County (27147C), updated November 11, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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