546 E Academy St, Owatonna, MN 55060 Property Records

Steele County property record for 546 E Academy St, Owatonna, MN 55060 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,851 sqft · built 1924
Lot Size0.239 acres (10,411 sqft)
OwnerIndividual Name on File
Tax Bill$3,544 (2026)
Deeds & MortgagesNov 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN17-136-0208

Property Details

APN / Parcel Number

Primary APN17-136-0208

Interior

Bedrooms4 Beds
Full Baths1 Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area1,851 sqft Living Area
Basement Area69 sqft
Unfinished Basement69 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1924
Effective Year BuiltEffective 1924
Exterior MaterialWood
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,411 sqft (0.239 acres)
Garage TypeDetached
Garage Area576 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemHot Water

Location & Zoning

Street Address546 E ACADEMY ST
CityOWATONNA
StateMN
Zip55060-3021
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionREPLAT OF HIGHLAND PARK - CHAMBERS BLK.2 LOT 8 RE-PLAT OF HIGHLAND PARK ADDN
Legal SubdivisionREPLAT OF HIGHLAND PARK - CHAMBERS
Legal Block2
Legal Lot Number8
JurisdictionSTEELE MN
Township / Civil DivisionOWATONNA
Census Block Group2
Census Block2026
Census Tract960200

Owner

Source: Steele County records · APN 17-136-0208

Assessment roll updated September 8, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address546 E ACADEMY ST, OWATONNA, MN 55060-3021
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 01, 2016
Deed SaleFeb 01, 2016
Deed Document Number2016406217
Record UpdatedSep 20, 2026

November 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSTEELE MN
Recording DateNov 03, 2022
Property Address546 E ACADEMY ST, OWATONNA, MN 55060-3021
Document NumberA000445252
Instrument DateOct 27, 2022
InstrumentA000445252
Transaction TypeTransfer
Record UpdatedNov 23, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address546 E ACADEMY ST, OWATONNA, MN 55060-3021

Mortgage

Document NumberA000445253
DateNov 03, 2022
InstrumentA000445253
Lender
NameCROSSCOUNTRY MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 01, 2052
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Steele County records · Assessment roll updated September 8, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySteele County
MunicipalityOwatonna City
Unified School DistrictOwatonna Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$3,544.00 (+13.08%)
2025$247,000 (+17.68%) Land $38,800 Building $208,200$247,000 (+17.68%) Land $38,800 Building $208,200
2023$3,134.00 Homeowner's exemption$209,900 Land $27,500 Building $182,400$209,900 Land $27,500 Building $182,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Steele County (27147C), updated November 11, 2014 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271479602002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Claims4 (2010)
Claims Outside the SFHA3 of 4
Most Recent ClaimSep 2010, rainfall accumulation, Severe Storms And Flooding
Claims By Storm
  • Severe Storms And Flooding, Sep 2010 · 4 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 363 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Metronet HoldingsFiber5,120 / 5,120
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
LTD BroadbandFixed Wireless (licensed-by-rule)150 / 130
Midcontinent CommunicationsFixed Wireless100 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Minnesota WiFi, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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