565 E Academy St, Owatonna, MN 55060 Property Records

Steele County property record for 565 E Academy St, Owatonna, MN 55060 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1 Baths
Year BuiltBuilt 1941
Square Footage1,576 sqft Finished Area
Lot Size6,534 sqft (0.15 acres)
OccupancyOwner Occupied
Last Sale$209,000 (2021)
Tax Bill$2,992.00 (2026)

Property Details

APN / Parcel Number

Primary APN17-136-0114

Interior

Bedrooms3 Beds
Full Baths1 Baths
Total Rooms7 Rooms
Building Area1,576 sqft Finished Area
Stories1 Stories

Exterior

Year BuiltBuilt 1941
Effective Year BuiltEffective 1941
Exterior MaterialWood Exterior
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area6,534 sqft (0.15 acres)
Parking Spaces2 Parking Spaces
Garage TypeMixed Garage
Garage Area264 sqft Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address565 E ACADEMY ST
CityOWATONNA
StateMN
Zip55060-3020
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionREPLAT OF HIGHLAND PARK - CHAMBERS BLK 1 E2' OF W33' OF L14 & W161/2' OF LOT 13 & 33' OF LOT 14 & 1/2 OF VACATED ALLEY RE-PLA
Legal SubdivisionREPLAT OF HIGHLAND PARK - CHAMBERS
Legal Block1
Legal Lot Number13-1
JurisdictionSTEELE MN
Minor Civil DivisionOWATONNA
Census Blockgroup2
Census Block2031
Census Tract960200

Owner

Source: Steele County records · APN 17-136-0114

Assessment roll updated September 8, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address565 E ACADEMY ST, OWATONNA, MN 55060-3020
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 17, 2019Deed of Trust, Mortgage · Conventional Mortgage
FEDERATED EMPLOYEES CU
Nov 22, 2021Warranty Deed, Transfer · Conventional Mortgage
BAY EQUITY LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 22, 2021 · Amount on Record
Deed SaleNov 22, 2021 · Amount on Record
Deed Doc Number2021439902
Record RefreshedSep 20, 2026

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTEELE MN
Property Address565 E ACADEMY ST, OWATONNA, MN 55060-3020
Transaction TypeMortgage
Record UpdatedJun 13, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberA000423736
DateMay 17, 2019
InstrumentA000423736
Lender
NameFEDERATED EMPLOYEES CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueJun 15, 2024
Interest
Rate TypeFixed Rate

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTEELE MN
Recording DateNov 22, 2021
Property Address565 E ACADEMY ST, OWATONNA, MN 55060-3020
Document NumberA000439902
Instrument DateNov 19, 2021
InstrumentA000439902
Transaction TypeTransfer
Record UpdatedJun 13, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$689.70
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address565 E ACADEMY ST, OWATONNA, MN 55060-3020

Mortgage

Document NumberA000439903
DateNov 22, 2021
InstrumentA000439903
Lender
NameBAY EQUITY LLC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 01, 2051
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Steele County records · Assessment roll updated September 8, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySteele County
MunicipalityOwatonna City
Unified School DistrictOwatonna Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$2,992.00 (+13.16%)
2025$219,900 (+17.09%) Land $29,100 Building $190,800$219,900 (+17.09%) Land $29,100 Building $190,800
2023$2,644.00 Homeowner's exemption$187,800 Land $20,600 Building $167,200$187,800 Land $20,600 Building $167,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Steele County (27147C), updated November 11, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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