552 Denier Ct, Galt, CA 95632 Property Records

Sacramento County property record for 552 Denier Ct, Galt, CA 95632

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,440 sqft · built 2004
Lot Size	0.195 acres (8,494 sqft)
Owner	2 Individual Names on Record
Last Sale	$800,000 (Sep 2026)
Tax Bill	$9,028 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Nov 2022 Second Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`150-0630-029-0000`

Property Details

APN / Parcel Number

Primary APN	`150-0630-029-0000`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,440 sqft Living Area
1st Floor Area	1,617 sqft
2nd Floor Area	1,823 sqft
Bonus Room	Bonus Room
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Custom Design
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	8,494 sqft (0.195 acres)
Garage Area	609 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	552 DENIER CT
City	GALT
State	CA
Zip	95632-3169
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	CHANDELLOR ESTATES 03, LOT 47
Legal Subdivision	CHANCELLOR ESTATES 03
Legal Lot Number	47
Jurisdiction	SACRAMENTO CA
Township / Civil Division	GALT
Census Block Group	1
Census Block	1019
Census Tract	9408

Owner

Source: Sacramento County records, as of October 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	552 DENIER CT, GALT, CA 95632-3169
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2026	Grant Deed, Transfer · FHA Mortgage SUN WEST MORTGAGE COMPANY INC
Nov 10, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PATELCO CU
Apr 22, 2019	Deed of Trust, Mortgage · Line of Credit PATELCO FCU
Apr 18, 2018	Deed of Trust, Mortgage · Line of Credit PATELCO FCU
Dec 19, 2017	Deed of Trust, Mortgage · Line of Credit PATELCO FCU
Jan 10, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage AMERICAN FINANCIAL RESOURCES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2026 · Amount on Record
Deed Sale	Sep 25, 2026 · Amount on Record
Prior Sale	Sep 2, 2004 · Amount on Record
Deed Book / Page	20260925 / 882
Prior Transfer Date	Nov 21, 2016
Prior Transfer Doc	0000000272
Record Updated	Oct 29, 2026

September 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Sep 25, 2026
Property Address	552 DENIER CT, GALT, CA 95632-3169
Document Number	2026000882
Book / Page	20260925 / 882
Instrument Date	Sep 22, 2026
Transaction Type	Transfer
Record Updated	Oct 5, 2026
Title Company	PLACER TITLE ER, PLACER TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$88,880.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	552 DENIER CT, GALT, CA 95632-3169

Mortgage

Document Number	2026000883,
Date	Sep 25, 2026
Book Page	20260925/883

Lender

Name	SUN WEST MORTGAGE COMPANY INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	552 DENIER CT, GALT, CA 95632-3169
Transaction Type	Mortgage
Record Updated	Nov 24, 2022
Title Company	ATLAS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	552 DENLER CT, GALT, CA 95632-3169

Mortgage

Document Number	0000001408
Date	Nov 10, 2022
Instrument	2022111001408

Lender

Name	PATELCO CU
Type	Credit Union
Address	DUBLIN, CA 94568

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2042

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	552 DENIER CT, GALT, CA 95632-3169
Document Number	1905030830
Instrument Date	Apr 22, 2019
Transaction Type	Mortgage
Record Updated	May 21, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	552 DENIER CT GALT CA 956323169, GALT, CA 95632-3169

Mortgage

Document Number	1905030830
Date	May 3, 2019
Instrument	1905030830

Lender

Name	PATELCO FCU
Type	Credit Union
Address	PLEASANTON, CA 94588

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	May 2, 2044

Interest

Rate Type	Adjustable Rate

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	552 DENIER CT, GALT, CA 95632-3169
Document Number	1804250911
Instrument Date	Apr 18, 2018
Transaction Type	Mortgage
Record Updated	May 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	552 DENIER CT GALT CA 956323169, GALT, CA 95632-3169

Mortgage

Document Number	1804250911
Date	Apr 25, 2018
Instrument	1804250911

Lender

Name	PATELCO FCU
Type	Credit Union
Address	PLEASANTON, CA 94588

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 24, 2043

Interest

Rate Type	Adjustable Rate

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	552 DENIER CT, GALT, CA 95632-3169
Document Number	1712281270
Instrument Date	Dec 19, 2017
Transaction Type	Mortgage
Record Updated	Jan 8, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	552 DENIER CT GALT CA 956323169, GALT, CA 95632-3169

Mortgage

Document Number	1712281270
Date	Dec 28, 2017
Instrument	1712281270

Lender

Name	PATELCO FCU
Type	Credit Union
Address	PLEASANTON, CA 94588

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Dec 27, 2042

Interest

Rate Type	Adjustable Rate

January 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Jan 10, 2017
Property Address	552 DENIER CT, GALT, CA 95632-3169
Document Number	1100000000272
Book / Page	20170110 / 0272
Map Reference	MB 314 PG 6
Instrument Date	Nov 21, 2016
Transaction Type	Transfer
Record Updated	Aug 5, 2021
Title Company	TIMIOS

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	552 DENIER CT, GALT, CA 95632-3169

Mortgage

Document Number	201701100273
Date	Jan 10, 2017
Instrument	20170110/0273

Lender

Name	AMERICAN FINANCIAL RESOURCES INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Dec 1, 2031

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Galt City
Elementary School District	Galt Joint Union Elementary School District (KG - 08)
Secondary School District	Galt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$752,910 (+2%) Land $142,165 Building $610,745
2025	$9,028.00 (+10.18%) Homeowner's exemption	$738,148 (+4.04%) Land $139,378 Building $598,770
2024	$8,194.00 (-2.79%)
2023	$8,429.00 (+3.95%) Homeowner's exemption	$709,487 Land $133,967 Building $575,520
2022	$8,109.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	6 (1998–2024)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Jan 2024 · rainfall accumulation
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 73% of California
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GALT serves 26,536 people · EPA ID CA3410011
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Softcom Internet Communications Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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