548 Denier Ct, Galt, CA 95632 Property Records

Sacramento County property record for 548 Denier Ct, Galt, CA 95632

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,746 sqft · built 2004
Lot Size	0.242 acres (10,545 sqft)
Owner	2 Individual Names on Record
Last Sale	$700,000 (Jul 2020)
Tax Bill	$8,780 (2025)
Deeds & Mortgages	May 2023 Transfer Jul 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`150-0630-028-0000`

Property Details

APN / Parcel Number

Primary APN	`150-0630-028-0000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,746 sqft Living Area
1st Floor Area	1,854 sqft
2nd Floor Area	1,892 sqft
Bonus Room	Bonus Room
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	L-Shape
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	10,545 sqft (0.242 acres)
Garage Area	901 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	548 DENIER CT
City	GALT
State	CA
Zip	95632-3169
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	CHANDELLOR ESTATES 03, LOT 48
Legal Subdivision	CHANCELLOR ESTATES 03
Legal Lot Number	48
Jurisdiction	SACRAMENTO CA
Township / Civil Division	GALT
Census Block Group	1
Census Block	1019
Census Tract	9408

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	548 DENIER CT, GALT, CA 95632-3169
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 31, 2023	Intrafamily Transfer, Transfer
Jul 24, 2020	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MTG
Sep 19, 2019	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FIN'L
Jun 15, 2017	Deed of Trust, Mortgage · Conventional Mortgage DISCOVER BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 24, 2020 · Amount on Record
Deed Sale	Jul 24, 2020 · Amount on Record
Prior Sale	Nov 13, 2014 · Amount on Record
Deed Book / Page	20200724 / 690
Last Transfer Date	Feb 23, 2023
Record Updated	Oct 29, 2026

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	May 31, 2023
Property Address	548 DENIER CT, GALT, CA 95632-3169
Document Number	0000000694
Map Reference	MB 314 PG 6
Instrument Date	Feb 23, 2023
Instrument	202305310694
Transaction Type	Transfer
Record Updated	Jun 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	548 DENIER CT, GALT, CA 95632-3169

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jul 24, 2020
Property Address	548 DENIER CT, GALT, CA 95632-3169
Document Number	2007240690
Instrument Date	Jul 16, 2020
Instrument	2007240690
Transaction Type	Transfer
Record Updated	Aug 11, 2020
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$770.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	548 DENIER CT GALT CA 956323169, GALT, CA 95632-3169

Mortgage

Document Number	2007240691
Date	Jul 24, 2020
Instrument	2007240691

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 23, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	548 DENIER CT, GALT, CA 95632-3169
Document Number	1910170165
Instrument Date	Sep 19, 2019
Transaction Type	Mortgage
Record Updated	Oct 30, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	548 DENIER CT GALT CA 956323169, GALT, CA 95632-3169

Mortgage

Document Number	1910170165
Date	Oct 17, 2019
Instrument	1910170165

Lender

Name	CARDINAL FIN'L
Type	Funding / Finance Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 16, 2049

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	548 DENIER CT, GALT, CA 95632-3169
Document Number	1708290852
Instrument Date	Jun 15, 2017
Transaction Type	Mortgage
Record Updated	Sep 5, 2017
Title Company	LENDERLIVE SETTLEMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	548 DENIER CT GALT CA 956323169, GALT, CA 95632-3169

Mortgage

Document Number	1708290852
Date	Aug 29, 2017
Instrument	1708290852

Lender

Name	DISCOVER BK
Type	Bank
Address	NEW CASTLE, DE 19720

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 28, 2037

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Galt City
Elementary School District	Galt Joint Union Elementary School District (KG - 08)
Secondary School District	Galt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$772,742 (+2%) Land $99,366 Building $673,376
2025	$8,780.00 (+4.42%) Homeowner's exemption	$757,591 (+4.04%) Land $97,418 Building $660,173
2024	$8,408.00 (-3.06%)
2023	$8,673.00 (+3.94%) Homeowner's exemption	$728,175 Land $93,636 Building $634,539
2022	$8,344.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	6 (1998–2024)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Jan 2024 · rainfall accumulation
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 73% of California
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Softcom Internet Communications Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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