547 Denier Ct, Galt, CA 95632 Property Records

Sacramento County property record for 547 Denier Ct, Galt, CA 95632

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,566 sqft · built 2004
Lot Size	0.241 acres (10,498 sqft)
Owner	Trust Name on File
Last Sale	$428,000 (Sep 2004)
Tax Bill	$7,632 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Mar 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`150-0630-026-0000`

Property Details

APN / Parcel Number

Primary APN	`150-0630-026-0000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,566 sqft Living Area
1st Floor Area	2,566 sqft
Bonus Room	Bonus Room
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	H-Shape
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	10,498 sqft (0.241 acres)
Garage Area	584 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	547 DENIER CT
City	GALT
State	CA
Zip	95632-3169
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	CHANDELLOR ESTATES 03, LOT 50
Legal Subdivision	CHANCELLOR ESTATES 03
Legal Lot Number	50
Jurisdiction	SACRAMENTO CA
Township / Civil Division	GALT
Census Block Group	1
Census Block	1019
Census Tract	9408

Owner

547 Denier Ct is owner-occupied and held in a trust since March 2022.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	Trust Name on File
Mailing Address	547 DENIER CT, GALT, CA 95632-3169
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC
Mar 21, 2022	Intrafamily Transfer, Transfer
Jul 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC
Jul 23, 2019	Deed of Trust, Mortgage · Line of Credit GOLDEN 1 CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 9, 2004 · Amount on File
Deed Sale	Sep 9, 2004 · Amount on File
Deed Book / Page	20040909 / 291
Last Transfer Date	Mar 2, 2022
Transfer Doc	2022000387
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	547 DENIER CT, GALT, CA 95632-3169
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	547 DENIER CT, GALT, CA 95632-3169

Mortgage

Document Number	0000001569
Date	Jul 14, 2021
Instrument	202107141569

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Mar 21, 2022
Property Address	547 DENIER CT, GALT, CA 95632-3169
Document Number	0000000387
Map Reference	MB 314 MAP 6
Instrument Date	Mar 2, 2022
Instrument	2022032100387
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	547 DENIER CT, GALT, CA 95632-3169

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	547 DENIER CT, GALT, CA 95632-3169
Transaction Type	Mortgage
Record Updated	Jul 28, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	547 DENIER CT, GALT, CA 95632-3169

Mortgage

Document Number	7140000001569
Date	Jul 14, 2021
Book Page	20210714/1569

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	547 DENIER CT, GALT, CA 95632-3169
Document Number	1907300696
Instrument Date	Jul 23, 2019
Transaction Type	Mortgage
Record Updated	Aug 13, 2019
Title Company	NATIONAL CLOSING SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	547 DENIER CT GALT CA 956323169, GALT, CA 95632-3169

Mortgage

Document Number	1907300696
Date	Jul 30, 2019
Instrument	1907300696

Lender

Name	GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 29, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 547 Denier Ct was $7,632, up 4.4% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Galt City
Elementary School District	Galt Joint Union Elementary School District (KG - 08)
Secondary School District	Galt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$663,764 (+2%) Land $142,165 Building $521,599
2025	$7,632.00 (+4.39%)	$650,750 Land $139,378 Building $511,372
2024	$7,311.00 (-2.09%)
2023	$7,467.00 (+3.95%)	$625,483 Land $133,967 Building $491,516
2022	$7,183.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 547 Denier Ct in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	6 (1998–2024)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Jan 2024 · rainfall accumulation
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 547 Denier Ct is moderate, ranking above 45% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 73% of California
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GALT serves 26,536 people · EPA ID CA3410011
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Softcom Internet Communications Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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