5519 Papagallo Dr, Oceanside, CA 92057 Property Records

San Diego County property record for 5519 Papagallo Dr, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 4,057 sqft · built 2006
Lot Size	0.348 acres (15,177 sqft)
Owner	2 Individual Names on Record
Last Sale	$985,000 (Apr 2020)
Tax Bill	$11,370 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Apr 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`122-540-44-00`

Property Details

APN / Parcel Number

Primary APN	`122-540-44-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	4,057 sqft Living Area

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Lot Area	15,177 sqft (0.348 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	5519 PAPAGALLO DR
City	OCEANSIDE
State	CA
Zip	92057-1911
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE-B
Legal Description	LOT 148 TR 014981
Legal Subdivision	WILMONT RANCH
Legal Tract	014981
Legal Block	4
Legal Lot Number	148
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	4
Census Block	4003
Census Tract	18619

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5519 PAPAGALLO DR, OCEANSIDE, CA 92057-1911
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Apr 2, 2020	Grant Deed, Transfer BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 2, 2020 · Amount on Record
Deed Sale	Apr 2, 2020 · Amount on Record
Prior Sale	Aug 22, 2006 · Amount on Record
Deed Document Number	2020170385
Prior Transfer Date	Jan 18, 2016
Prior Transfer Doc	0000028252
Record Updated	Sep 20, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	5519 PAPAGALLO DR, OCEANSIDE, CA 92057-1911
Transaction Type	Mortgage
Record Updated	Nov 18, 2022
Title Company	TITLE365 OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5519 PAPAGALLO DR, OCEANSIDE, CA 92057-1911

Mortgage

Document Number	0000432328
Date	Nov 10, 2022
Instrument	2022-0432328

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	OCEANSIDE, CA 92057

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 2, 2020
Property Address	5519 PAPAGALLO DR, OCEANSIDE, CA 92057-1911
Document Number	0000170385
Instrument Date	Feb 6, 2020
Instrument	170385
Transaction Type	Transfer
Record Updated	Apr 20, 2020
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,084.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5519 PAPAGALLO DR OCEANSIDE CA 920571911, OCEANSIDE, CA 92057-1911

Mortgage

Document Number	170386
Date	Apr 2, 2020
Instrument	170386

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Bonsall Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,098,780 (+2%) Land $396,701 Building $702,079
2025	$11,370.00 (+4.42%)	$1,077,236 (+4.04%) Land $388,923 Building $688,313
2023	$10,889.00 (+1.75%)	$1,035,408 Land $373,822 Building $661,586
2022	$10,702.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 41% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber	2,000 / 35
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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