5499 Papagallo Dr, Oceanside, CA 92057 Property Records

San Diego County property record for 5499 Papagallo Dr, Oceanside, CA 92057 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,274 sqft · built 2002
Lot Size0.313 acres (13,626 sqft)
Owner2 Individual Names on File
Last Sale$960,000 (Jul 2022)
Tax Bill$10,549 (2025)
Deeds & MortgagesMar 2020 Mortgage
Jul 2022 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN122-480-02-00

Property Details

APN / Parcel Number

Primary APN122-480-02-00

Interior

Bedrooms5 Beds
Full Baths3 Baths
Building Area2,274 sqft Living Area

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Lot Area13,626 sqft (0.313 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address5499 PAPAGALLO DR
CityOCEANSIDE
StateCA
Zip92057-1907
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 77 TR 014334
Legal SubdivisionWILMONT RANCH
Legal Tract014334
Legal Block4
Legal Lot Number77
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group4
Census Block4003
Census Tract18619

Owner

Source: San Diego County records · APN 122-480-02-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address5499 PAPAGALLO DR, OCEANSIDE, CA 92057-1907
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 16, 2020Deed of Trust, Mortgage · VA Mortgage
UNITED WHOLESALE MORTGAGE
Jul 20, 2022Grant Deed, Transfer · Conventional Mortgage
AMERICAN PACIFIC MORTGAGE CORP
Dec 12, 2017Grant Deed, Transfer · VA Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 20, 2022 · Amount on Record
Deed SaleJul 20, 2022 · Amount on Record
Prior SaleDec 12, 2017 · Amount on Record
Deed Document Number2022297194
Prior Transfer DateMar 01, 2016
Prior Transfer Doc0000099331
Record UpdatedSep 20, 2026

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address5499 PAPAGALLO DR, OCEANSIDE, CA 92057-1907
Transaction TypeMortgage
Record UpdatedJul 25, 2022
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000133397
DateMar 16, 2020
Instrument2020-0133397
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2050

July 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJul 20, 2022
Property Address5499 PAPAGALLO DR, OCEANSIDE, CA 92057-1907
Document Number0000297194
Map ReferenceMAP 14334
Instrument DateJun 30, 2022
Instrument2022-0297194
Transaction TypeTransfer
Record UpdatedJul 29, 2022
Title CompanyLAWYERS TITLE-SD, LAWYERS TITLE SD

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address5499 PAPAGALLO DR, OCEANSIDE, CA 92057-1907

Mortgage

Document Number0000297195
DateJul 20, 2022
Instrument2022-0297195
Lender
NameAMERICAN PACIFIC MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueAug 01, 2037

December 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateDec 12, 2017
Property Address5499 PAPAGALLO DR, OCEANSIDE, CA 92057-1907
Document Number0000578341
Map ReferenceMAP14334
Instrument DateNov 16, 2017
Instrument2017-0578341
Transaction TypeTransfer
Record UpdatedJul 25, 2022
Title CompanyFIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address5499 PAPAGALLO DR, OCEANSIDE, CA 92057-1907
InvestorPossibly a Property Investor

Mortgage

Document Number0000578342
DateDec 12, 2017
Instrument2017-0578342
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2048

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictBonsall Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$1,018,757 (+2%) Land $418,086 Building $600,671
2025$10,549.00 (+7.63%)$998,783 (+7.28%) Land $409,889 Building $588,894
2023$9,801.00 (+40.21%)$931,000 Land $382,000 Building $549,000
2022$6,990.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730186194, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies3 in force

Wildfire

Wildfire RiskModerate
above 58% of the US · above 34% of California
Wildfire LikelihoodAbout 1 in 658 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 147 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsFiber2,000 / 35
San Diego BroadbandFixed Wireless (unlicensed)500 / 100
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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