5523 Papagallo Dr, Oceanside, CA 92057 Property Records

San Diego County property record for 5523 Papagallo Dr, Oceanside, CA 92057 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,136 sqft · built 2006
Lot Size	0.231 acres (10,061 sqft)
Owner	Individual Name on File
Last Sale	$720,500 (Jun 2006)
Tax Bill	$10,320 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Nov 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`122-540-45-00`

Property Details

APN / Parcel Number

Primary APN	`122-540-45-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	3,136 sqft Living Area

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Lot Area	10,061 sqft (0.231 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	5523 PAPAGALLO DR
City	OCEANSIDE
State	CA
Zip	92057-1911
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 149 TR 014981
Legal Subdivision	WILMONT RANCH
Legal Tract	014981
Legal Block	4
Legal Lot Number	149
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	4
Census Block	4003
Census Tract	18619

Owner

Source: San Diego County records · APN 122-540-45-00

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	5523 PAPAGALLO DR, OCEANSIDE, CA 92057-1911
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 01, 2022	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Nov 29, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 18, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 23, 2006 · Amount on Record
Deed Sale	Jun 23, 2006 · Amount on Record
Deed Document Number	2006445042
Last Transfer Date	Nov 22, 2021
Transfer Doc	0000812505
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	5523 PAPAGALLO DR, OCEANSIDE, CA 92057-1911
Transaction Type	Mortgage
Record Updated	Aug 09, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5523 PAPAGALLO DR, OCEANSIDE, CA 92057-1911

Mortgage

Document Number	0000311760
Date	Aug 01, 2022
Instrument	2022-0311760

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 31, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 29, 2021
Property Address	5523 PAPAGALLO DR, OCEANSIDE, CA 92057-1911
Document Number	0000812505
Map Reference	MAP 14981
Instrument Date	Nov 22, 2021
Instrument	2021-0812505
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5523 PAPAGALLO DR, OCEANSIDE, CA 92057-1911

Mortgage

Document Number	0000812506
Date	Nov 29, 2021
Instrument	2021-0812506

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2051

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 18, 2020
Property Address	5523 PAPAGALLO DR, OCEANSIDE, CA 92057-1911
Document Number	0000816433
Map Reference	MAP 14981
Instrument Date	Feb 12, 2020
Instrument	2020-0816433
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	STEWART TITLE OF CA INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5523 PAPAGALLO DR, OCEANSIDE, CA 92057-1911

Mortgage

Document Number	0000816434
Date	Dec 18, 2020
Instrument	2020-0816434

Lender

Name	UNITED WHOLESALE MORTGAGE LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2051

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Bonsall Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$1,003,560 (+2%) Land $418,139 Building $585,421
2025	$10,320.00 (+4.44%) Homeowner's exemption	$983,884 (+4.04%) Land $409,941 Building $573,943
2023	$9,881.00 (+1.77%) Homeowner's exemption	$945,680 Land $394,023 Building $551,657
2022	$9,709.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730186194, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Moderate above 67% of the US · above 42% of California
Wildfire Likelihood	About 1 in 442 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 147 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Fiber	2,000 / 35
San Diego Broadband	Fixed Wireless (unlicensed)	500 / 100
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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