5519 Garden Arbor Dr, Lutz, FL 33558 Property Records

Hillsborough County property record for 5519 Garden Arbor Dr, Lutz, FL 33558

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 3,257 sqft · built 2002
Lot Size0.285 acres (12,422 sqft)
Owner2 Individual Names on Record
Last Sale$875,000 (May 2024)
Tax Bill$9,984 (2025)
Deeds & MortgagesApr 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN012931-7248

Property Details

APN / Parcel Number

Primary APN012931-7248
Alternative APN
  • U0527185G9000003000060

Interior

Bedrooms5 Beds
Full Baths4 Baths
Stories2 Stories
Building Area3,257 sqft Living Area
Gross Area4,221 sqft
1st Floor Area2,867 sqft
Upper Floors Area320 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2014
Architectural StyleContemporary
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area12,422 sqft (0.285 acres)
Lot Dimensions127 ft deep x 89 ft wide
Garage TypeAttached
Garage Area628 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypeSpa / Hot Tub (No Pool)
Pool Area28 sqft
PorchOpen Porch
Porch Area336 sqft
Deck AreaDeck Area
Patio Area495 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0129317248
Street Address5519 GARDEN ARBOR DR
CityLUTZ
StateFL
Zip33558-9241
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal DescriptionVILLAROSA O LOT 6 BLOCK 3
Legal Range18E
Legal Township27S
Legal Section05
Legal SubdivisionVILLAROSA O
Legal Tract5G9
Legal Block3
Legal Lot Number6
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionKEYSTONE-CITRUS PARK
Census Block Group2
Census Block2000
Census Tract11509

Owner

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address5519 GARDEN ARBOR DR, LUTZ, FL 33558-9241
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 16, 2024 · Amount on Record
Deed SaleMay 16, 2024 · Amount on Record
Prior SaleApr 9, 2002 · Amount on Record
Deed Document Number2024206203
Record UpdatedOct 29, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address5519 GARDEN ARBOR DR, LUTZ, FL 33558-9241
Transaction TypeMortgage
Record UpdatedApr 21, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021165129
DateApr 5, 2021
Instrument2021165129
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2051

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$571,128 (+2.7%)$597,924 (+0.02%) Land $135,214 Building $462,710
2025$9,984.00 (+69.94%) Homeowner's exemption$556,113 (+58.91%)$597,806 (+2.92%) Land $128,454 Building $469,352
2023$5,875.00 (+4.09%) Homeowner's exemption$349,962 (+3%)$580,837 (+10.81%) Land $121,693 Building $459,144
2022$5,644.00 Homeowner's exemption$339,769$524,192 Land $81,129 Building $443,063

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 72 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies72 in force
Nearby Flood Claims8 (1988–2024)
Claims Outside the SFHA7 of 8
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · lower than 83% of Florida
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHCWRC/NORTHWEST UTILITIES
serves 208,982 people · EPA ID FL6290388
Water SourcePurchased surface water from several systems
Last State InspectionSep 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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