5518 Garden Arbor Dr, Lutz, FL 33558 Property Records

Hillsborough County property record for 5518 Garden Arbor Dr, Lutz, FL 33558

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 4,041 sqft · built 2002
Lot Size0.421 acres (18,332 sqft)
OwnerCompany Name on Record
Last Sale$650,000 (Apr 2021)
Tax Bill$14,410 (2025)
Deeds & MortgagesApr 2021 Sale
Apr 2021 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN012931-7260

Property Details

APN / Parcel Number

Primary APN012931-7260
Alternative APN
  • U0527185G9000004000030

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area4,041 sqft Living Area
Gross Area5,627 sqft
1st Floor Area3,473 sqft
Upper Floors Area568 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2018
Architectural StyleContemporary
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area18,332 sqft (0.421 acres)
Lot Dimensions191 ft deep x 94.5 ft wide
Garage TypeAttached
Garage Area698 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypeSpa / Hot Tub (No Pool)
Pool Area392 sqft
PorchOpen Porch
Porch Area888 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0129317260
Street Address5518 GARDEN ARBOR DR
CityLUTZ
StateFL
Zip33558-9240
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal DescriptionVILLAROSA O LOT 3 BLOCK 4
Legal Range18E
Legal Township27S
Legal Section05
Legal SubdivisionVILLAROSA O
Legal Tract5G9
Legal Block4
Legal Lot Number3
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionKEYSTONE-CITRUS PARK
Census Block Group2
Census Block2000
Census Tract11509

Owner

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1706 W 236TH ST, TORRANCE, CA 90501-5613
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Apr 23, 2021Special Warranty Deed, Transfer
GIBRALTAR TITLE INC
Apr 23, 2021Special Warranty Deed, Transfer
GIBRALTAR TITLE COMPANY, GIBRALTAR TITLE INC
Jul 28, 2020Foreclosure
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 23, 2021 · Amount on Record
Deed SaleApr 23, 2021 · Amount on Record
Prior SaleJul 28, 2020
Deed Document Number2021203589
Prior Transfer DateJul 14, 2020
Prior Transfer Doc0000304638
Record UpdatedOct 29, 2026

April 2021: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateApr 23, 2021
Property Address5518 GARDEN ARBOR DR, LUTZ, FL 33558-9240
Document Number0000203589
Map ReferenceMB 86 PG 12
Instrument DateApr 5, 2021
Instrument2021203589
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyGIBRALTAR TITLE INC

Transaction

AmountAmount Recorded
Tax$4,550.00
Amount AccuracyRounded by County
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address11350 MCCORMICK RD # 902, 11350, HUNT VALLEY, MD 21031-1002

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address1706 W 236TH ST, TORRANCE, CA 90501-5613

April 2021: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateApr 23, 2021
Property Address5518 GARDEN ARBOR DR, LUTZ, FL 33558-9240
Document Number2021203589
Map ReferenceMB 86 PG 12
Instrument DateApr 5, 2021
Instrument2021203589
Transaction TypeTransfer
Record UpdatedMay 7, 2021
Title CompanyGIBRALTAR TITLE COMPANY, GIBRALTAR TITLE INC

Transaction

AmountAmount Recorded
Tax$4,550.00
Amount AccuracyRounded by County

Transferred From (Grantor/Seller)

NameVerified Name
Address11350 MCCORMICK RD # 902, 11350, HUNT VALLEY, MD 21031-1002

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address1706 W 236TH ST, TORRANCE, CA 90501-5613

July 2020: Foreclosure

Document TypeForeclosure
JurisdictionHILLSBOROUGH FL
Recording DateJul 28, 2020
Property Address5518 GARDEN ARBOR DR, LUTZ, FL 33558-9240
Document Number0000304638
Instrument DateJul 14, 2020
Instrument304638
Transaction TypeForeclosure
Record UpdatedAug 20, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$15.00
Amount AccuracyConfirmed

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address11350 MCCORMICK RD #902 HUNT VALLEY MD 210311002, 902, HUNT VALLEY, MD 21031-1002

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$758,562 (+0.23%) Land $196,601 Building $561,961$758,562 (+0.23%) Land $196,601 Building $561,961
2025$14,410.00 (+10.08%)$756,801 (+3.42%) Land $186,771 Building $570,030$756,801 (+3.42%) Land $186,771 Building $570,030
2023$13,090.00 (+10.3%)$731,792 (+12.04%) Land $176,941 Building $554,851$731,792 (+12.04%) Land $176,941 Building $554,851
2022$11,868.00$653,165 Land $117,960 Building $535,205$653,165 Land $117,960 Building $535,205

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 72 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies72 in force
Nearby Flood Claims8 (1988–2024)
Claims Outside the SFHA7 of 8
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 61% of the US · lower than 65% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHCWRC/NORTHWEST UTILITIES
serves 208,982 people · EPA ID FL6290388
Water SourcePurchased surface water from several systems
Last State InspectionSep 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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