5516 Garden Arbor Dr, Lutz, FL 33558 Property Records

Hillsborough County property record for 5516 Garden Arbor Dr, Lutz, FL 33558

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,111 sqft · built 2001
Lot Size	0.523 acres (22,784 sqft)
Owner	2 Company Names on Record
Last Sale	$290,200 (Aug 2001)
Tax Bill	$12,425 (2025)
Deeds & Mortgages	Aug 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`012931-7258`

Property Details

APN / Parcel Number

Primary APN	`012931-7258`
Alternative APN	`U0527185G9000004000020`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,111 sqft Living Area
Gross Area	4,033 sqft
1st Floor Area	3,111 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2013
Architectural Style	Contemporary
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	22,784 sqft (0.523 acres)
Lot Dimensions	209 ft deep x 96.8 ft wide
Garage Type	Attached
Garage Area	597 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Pool Area	450 sqft
Porch	Open Porch
Porch Area	325 sqft
Deck Area	Deck Area
Patio Area	1,152 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0129317258
Street Address	5516 GARDEN ARBOR DR
City	LUTZ
State	FL
Zip	33558-9240
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	VILLAROSA O LOT 2 BLOCK 4
Legal Range	18E
Legal Township	27S
Legal Section	05
Legal Subdivision	VILLAROSA O
Legal Tract	5G9
Legal Block	4
Legal Lot Number	2
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	KEYSTONE-CITRUS PARK
Census Block Group	2
Census Block	2000
Census Tract	11509

Owner

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	2791 GEMSTONE CIR, MILTON, FL 32571-6827
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 7, 2001 · Amount on Record
Deed Sale	Aug 7, 2001 · Amount on Record
Deed Book / Page	10991 / 1596
Last Transfer Date	Aug 8, 2024
Transfer Doc	0000397759
Record Updated	Oct 29, 2026

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Aug 3, 2018
Property Address	5516 GARDEN ARBOR DR, LUTZ, FL 33558-9240
Document Number	0259621498
Book / Page	025962 / 001498
Instrument Date	Jul 19, 2018
Instrument	310064
Transaction Type	Transfer
Record Updated	Aug 20, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	5516 GARDEN ARBOR DR LUTZ FL 335589240, LUTZ, FL 33558-9240

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$659,370 (-0.36%) Land $218,182 Building $441,188	$659,370 (-0.36%) Land $218,182 Building $441,188
2025	$12,425.00 (+102.89%)	$661,735 (+89.18%) Land $207,273 Building $454,462	$661,735 (+4.34%) Land $207,273 Building $454,462
2024	$6,124.00 (+3.48%)
2023	$5,918.00 (+4.12%) Homeowner's exemption	$349,783 (+3%)	$634,199 (+14.3%) Land $196,364 Building $437,835
2022	$5,684.00 Homeowner's exemption	$339,595	$554,866 Land $130,909 Building $423,957

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 72 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	72 in force
Nearby Flood Claims	8 (1988–2024)
Claims Outside the SFHA	7 of 8
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 65% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HCWRC/NORTHWEST UTILITIES serves 208,982 people · EPA ID FL6290388
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20