5518 Winding Brook Ln, Valrico, FL 33596 Property Records

Hillsborough County property record for 5518 Winding Brook Ln, Valrico, FL 33596

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,166 sqft · built 2004
Lot Size	0.535 acres (23,292 sqft)
Owner	2 Individual Names on File
Last Sale	$100 (Nov 2016)
Tax Bill	$6,090 (2025)
Deeds & Mortgages	Apr 2018 Mortgage
Flood Zone	Zone A (high risk)
APN	`087182-6254`

Property Details

APN / Parcel Number

Primary APN	`087182-6254`
Alternative APN	`U0430215LUG00000000090`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,166 sqft Living Area
Gross Area	4,240 sqft
1st Floor Area	3,166 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2019
Architectural Style	Contemporary
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	23,292 sqft (0.535 acres)
Lot Dimensions	216 ft deep x 78.1 ft wide
View / Lot	Pond
Garage Type	Attached
Garage Area	822 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	312 sqft
Porch	Open Porch
Porch Area	252 sqft
Deck Area	Deck Area
Patio Area	868 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0871826254
Street Address	5518 WINDING BROOK LN
City	VALRICO
State	FL
Zip	33596-7958
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	TWIN LAKES PARCELS F AND G LOT 9 BLOCK G
Legal Range	21E
Legal Township	30S
Legal Section	04
Legal Subdivision	TWIN LAKES PARCELS F AND G
Legal Tract	5LU
Legal Block	G
Legal Lot Number	9
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	BRANDON
Census Block Group	2
Census Block	2015
Census Tract	13207

Owner

5518 Winding Brook Ln is owned and occupied by two individuals who acquired it in March 2018.

Source: Hillsborough County records, as of September 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5518 WINDING BROOK LN, VALRICO, FL 33596-7958
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 1, 2016 · Amount on File
Deed Sale	Nov 1, 2016 · Amount on File
Prior Sale	May 19, 2015 · Amount on File
Deed Book / Page	24584 / 1658
Last Transfer Date	Mar 26, 2018
Transfer Doc	0000140327
Record Updated	Oct 29, 2026

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Apr 11, 2018
Property Address	5518 WINDING BROOK LN, VALRICO, FL 33596-7958
Document Number	0256830904
Book / Page	025683 / 000904
Instrument Date	Mar 26, 2018
Instrument	140327
Transaction Type	Transfer
Record Updated	May 8, 2018
Title Company	FOUNDATION TITLE AND TRUST LLC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5518 WINDING BROOK LN VALRICO FL 335967958, VALRICO, FL 33596-7958

Mortgage

Document Number	256830906
Date	Apr 11, 2018
Book Page	025683/000906
Instrument	140328

Lender

Name	JAMES P & DENA F DEFORD
Address	PO BOX 8611, TAMPA, FL 33674-8611

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Apr 10, 2023

Tax Assessment & Valuation

The 2025 property tax bill for 5518 Winding Brook Ln was $6,090 with a homeowner's exemption.

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$339,356 (+2.7%)	$583,086 (-1.03%) Land $154,717 Building $428,369
2025	$6,090.00 Homeowner's exemption	$330,434	$589,135 Land $154,717 Building $434,418
2023	$5,582.00 (+3.72%) Homeowner's exemption	$311,768 (+3%)	$592,956 (+1.27%) Land $150,420 Building $442,536
2022	$5,382.00 Homeowner's exemption	$302,687	$585,534 Land $128,931 Building $456,603

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5518 Winding Brook Ln in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 46 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	46 in force
Nearby Flood Claims	3 (2002–2024)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5518 Winding Brook Ln is moderate, ranking above 43% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 85% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20