5505 Winding Brook Ln, Valrico, FL 33596 Property Records

Hillsborough County property record for 5505 Winding Brook Ln, Valrico, FL 33596

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,242 sqft · built 2001
Lot Size	0.383 acres (16,681 sqft)
Owner	2 Individual Names on File
Last Sale	$460,000 (Feb 2020)
Tax Bill	$11,656 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Feb 2020 Sale & Mortgage + 1 more
Flood Zone	Zone A (high risk)
APN	`087182-6262`

Property Details

APN / Parcel Number

Primary APN	`087182-6262`
Alternative APN	`U0430215LUG00000000130`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,242 sqft Living Area
Gross Area	4,230 sqft
1st Floor Area	3,242 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2013
Architectural Style	Contemporary
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	16,681 sqft (0.383 acres)
Lot Dimensions	188 ft deep x 76 ft wide
Garage Type	Attached
Garage Area	680 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Pool Area	364 sqft
Porch	Open Porch
Porch Area	308 sqft
Deck Area	Deck Area
Patio Area	380 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0871826262
Street Address	5505 WINDING BROOK LN
City	VALRICO
State	FL
Zip	33596-7959
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	TWIN LAKES PARCELS F AND G LOT 13 BLOCK G
Legal Range	21E
Legal Township	30S
Legal Section	04
Legal Subdivision	TWIN LAKES PARCELS F AND G
Legal Tract	5LU
Legal Block	G
Legal Lot Number	13
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	BRANDON
Census Block Group	2
Census Block	2015
Census Tract	13207

Owner

5505 Winding Brook Ln is owned and occupied by two individuals who bought it in February 2020.

Source: Hillsborough County records, as of September 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5505 WINDING BROOK LN, VALRICO, FL 33596-7959
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2022	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Feb 5, 2020	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
Oct 15, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF TAMPA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 5, 2020 · Amount on File
Deed Sale	Feb 5, 2020 · Amount on File
Deed Document Number	202039204
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	5505 WINDING BROOK LN, VALRICO, FL 33596-7959
Transaction Type	Mortgage
Record Updated	Mar 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	91-1474 WAHANE ST, KAPOLEI, HI 96707-3114

Mortgage

Document Number	0000085867
Date	Feb 16, 2022
Instrument	2022085867

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Feb 1, 2042

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Feb 5, 2020
Property Address	5505 WINDING BROOK LN, VALRICO, FL 33596-7959
Document Number	0000039204
Map Reference	MB 88 PG 2
Instrument Date	Jan 17, 2020
Instrument	2020039204
Transaction Type	Transfer
Record Updated	Jan 3, 2022
Title Company	STRATEGIC TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,220.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	119 BROOKOVER LN, 119, BRANDON, FL 33511-7782

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5505 WINDING BROOK LN, VALRICO, FL 33596-7959

Mortgage

Document Number	0000039207
Date	Feb 5, 2020
Instrument	2020039207

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2050

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	5505 WINDING BROOK LN, VALRICO, FL 33596-7959
Document Number	0261730781
Instrument Date	Oct 15, 2018
Transaction Type	Mortgage
Record Updated	Nov 16, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5505 WINDING BROOK LN VALRICO FL 335967959, VALRICO, FL 33596-7959

Mortgage

Document Number	0261730781
Date	Oct 30, 2018
Book Page	026173/000781
Instrument	440350

Lender

Name	BANK OF TAMPA
Type	Bank
Address	TAMPA, FL 33601-0001

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Oct 29, 2038

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 5505 Winding Brook Ln was $11,656 with a homeowner's exemption, up 7.9% from the year before.

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$621,502 (-2.19%) Land $160,920 Building $460,582	$621,502 (-2.19%) Land $160,920 Building $460,582
2025	$11,656.00 (+7.93%) Homeowner's exemption	$635,387 Land $160,920 Building $474,467	$635,387 Land $160,920 Building $474,467
2024	$10,800.00 (+5.88%)
2023	$10,200.00 (+4.57%)	$567,870 (-4.07%) Land $136,782 Building $431,088	$567,870 (-4.07%) Land $136,782 Building $431,088
2022	$9,754.00	$591,990 Land $136,782 Building $455,208	$591,990 Land $136,782 Building $455,208

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5505 Winding Brook Ln in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 46 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	46 in force
Nearby Flood Claims	3 (2002–2024)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5505 Winding Brook Ln is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Nearby Properties on Winding Brook Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures