Santa Rosa County property record for 5516 Windham Rd, Milton, FL 32570
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,768 sqft · built 1992 |
| Lot Size | 0.319 acres (13,896 sqft) |
| Owner | Company Name on Record |
| Last Sale | $119,000 (Apr 2023) |
| Tax Bill | $1,276 (2024) |
| Deeds & Mortgages | Sep 2023 Mortgage Apr 2023 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-2N-28-2312-00000-0140 |
| Primary APN | 31-2N-28-2312-00000-0140 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,768 sqft Living Area |
| Gross Area | 2,466 sqft |
| 1st Floor Area | 1,768 sqft |
| Utility Area | 72 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 13,896 sqft (0.319 acres) |
| Lot Dimensions | 117 ft deep x 110 ft wide |
| Garage Area | 300 sqft |
| Porch | Finished/Open Porch |
|---|---|
| Porch Area | 56 sqft |
| Deck Area | 1 sqft |
| Shed | 1 Shed |
| Shed Area | 2 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 5516 WINDHAM RD |
|---|---|
| City | MILTON |
| State | FL |
| Zip | 32570-8347 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LEWIS ESTATES LOT 14 AS DES IN OR 4389 PG 548 |
| Legal Range | 28W |
| Legal Township | 2N |
| Legal Section | 31 |
| Legal Subdivision | LEWIS ESTATES |
| Legal Lot Number | 14 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | SKYLINE |
| Census Block Group | 3 |
| Census Block | 3024 |
| Census Tract | 10503 |
Source: Santa Rosa County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 5536 WOODLAND LN, MILTON, FL 32583-8640 |
| Owner Type | Company |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Sep 8, 2023 | Deed of Trust, Mortgage · Commercial Mortgage LOAN FUNDER LLC |
| Apr 27, 2023 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Jan 15, 2019 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 27, 2023 · Amount on Record |
| Deed Sale | Apr 27, 2023 · Amount on Record |
| Prior Sale | Sep 1, 2016 · Amount on Record |
| Deed Document Number | 202318189 |
| Deed Book / Page | 4389 / 548 |
| Prior Transfer Date | Jan 11, 2005 |
| Prior Transfer Doc | 0024421193 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 5516 WINDHAM RD, MILTON, FL 32570-8347 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2023 |
| Name | Verified Name |
|---|---|
| Address | 5536 WOODLAND LN, MILTON, FL 32583-8640 |
| Document Number | 0044320280 |
|---|---|
| Date | Sep 8, 2023 |
| Book Page | 4432/280 |
| Instrument | 202340902 |
| Name | LOAN FUNDER LLC |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10022 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Apr 27, 2023 |
| Property Address | 5516 WINDHAM RD, MILTON, FL 32570-8347 |
| Document Number | 0043890548 |
| Book / Page | 4389 / 548 |
| Map Reference | MB D PG 38 |
| Instrument Date | Apr 27, 2023 |
| Instrument | 202318189 |
| Transaction Type | Transfer |
| Record Updated | May 30, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $833.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5801 JADE MOON CIR, MILTON, FL 32583-8583 |
| Name | Verified Name |
|---|---|
| Address | 5536 WOODLAND LN, MILTON, FL 32583-8640 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 5516 WINDHAM RD, MILTON, FL 32570-8347 |
| Document Number | 0038051495 |
| Instrument Date | Jan 15, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 28, 2019 |
| Title Company | EMERALD COAST TITLE INC |
| Name | Verified Name |
|---|---|
| Address | 5516 WINDHAM RD MILTON FL 325708347, MILTON, FL 32570-8347 |
| Document Number | 0038051495 |
|---|---|
| Date | Feb 22, 2019 |
| Book Page | 003805/001495 |
| Instrument | 6853 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 21, 2034 |
Source: Santa Rosa County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $104,674 (+2.1%) Land $15,000 Building $89,674 | $104,674 (+2.1%) Land $15,000 Building $89,674 | |
| 2024 | $1,276.00 (+51.18%) | $102,522 (+0.76%) Land $15,000 Building $87,522 | $102,522 (+0.76%) Land $15,000 Building $87,522 |
| 2023 | $844.00 (-5.27%) Homeowner's exemption | $101,752 (-3.12%) Land $15,000 Building $86,752 | $101,752 (-35.65%) Land $15,000 Building $86,752 |
| 2022 | $891.00 Homeowner's exemption | $105,025 | $158,132 Land $15,000 Building $143,132 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 13 (1985–2020) |
| Claims Outside the SFHA | 5 of 13 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 84% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MILTON, CITY OF WATER SYSTEM serves 21,241 people · EPA ID FL1570146 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 5 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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