Santa Rosa County property record for 5489 Windham Rd, #A, Milton, FL 32570
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,316 sqft · built 1983 |
| Lot Size | 1.06 acres (46,522 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $119,000 (Mar 2005) |
| Tax Bill | $2,374 (2024) |
| Deeds & Mortgages | Jul 2026 Line of Credit May 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-1N-28-1850-00B00-0050 |
| Primary APN | 06-1N-28-1850-00B00-0050 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,316 sqft Heated Area |
| Gross Area | 1,580 sqft |
| 1st Floor Area | 1,316 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1983 |
|---|---|
| Exterior Material | Stone |
| Construction Type | Wood |
| Foundation Type | Masonry |
| Roof Material | Shingle |
| Lot Area | 46,522 sqft (1.06 acres) |
| Lot Dimensions | 235 ft deep x 99 ft wide |
| Porch | Open Porch |
|---|---|
| Porch Area | 44 sqft |
| Patio Area | 220 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 061N28185000B000050 |
|---|---|
| Street Address | 5489 WINDHAM RD # A, A |
| City | MILTON |
| State | FL |
| Zip | 32570-8364 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR1 |
| Legal Description | HIGHLANDS LOT 5 BLK B AS DES IN OR 2417 PG 701 LESS E 1/2 NOW LOT 5.1 PER SEP REQ - THEN COMBINED LOT 5.1 FOR 2021 AS DES IN |
| Legal Range | 28W |
| Legal Township | 01N |
| Legal Section | 06 |
| Legal Subdivision | HIGHLANDS/REVISED |
| Legal Block | B |
| Legal Lot Number | 5 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | SKYLINE |
| Census Block Group | 3 |
| Census Block | 3022 |
| Census Tract | 10503 |
Source: Santa Rosa County records, as of October 27, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 23110 HOPE DALE AVE, PARKER, CO 80138-8493 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 1, 2026 | Deed of Trust, Mortgage · Line of Credit NAVY FEDERAL CREDIT UNION |
| May 16, 2022 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 10, 2005 · Amount on Record |
| Deed Sale | Mar 10, 2005 · Amount on Record |
| Deed Document Number | 200515393 |
| Deed Book / Page | 2417 / 0701 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Jul 1, 2026 |
| Property Address | 5489 WINDHAM RD, A, MILTON, FL 32570-8364 |
| Document Number | 0000033295 |
| Book / Page | 4762 / 1624 |
| Instrument Date | Jun 25, 2026 |
| Instrument | 202633295 |
| Transaction Type | Mortgage |
| Record Updated | Aug 4, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 5841 N PARK RD, HIXSON, TN 37343-4667 |
| Document Number | 0000033295, |
|---|---|
| Date | Jul 1, 2026 |
| Book Page | 4762/1624 |
| Instrument | 202633295 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Jul 1, 2066 |
| Rate | 6.53% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 5489 WINDHAM RD # A, A, MILTON, FL 32570-8364 |
| Transaction Type | Mortgage |
| Record Updated | Jul 4, 2022 |
| Name | Verified Name |
|---|---|
| Address | 23110 HOPE DALE AVE, PARKER, CO 80138-8493 |
| Document Number | 0042840925 |
|---|---|
| Date | May 16, 2022 |
| Book Page | 4284/925 |
| Instrument | 202229641 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2052 |
Source: Santa Rosa County assessment roll, as of July 1, 2024
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $2,374.00 (+8.2%) | $195,460 (+11.91%) Land $50,400 Building $145,060 | $195,460 (+11.91%) Land $50,400 Building $145,060 |
| 2023 | $2,194.00 (+4.68%) | $174,658 (+2.67%) Land $42,000 Building $132,658 | $174,658 (+2.67%) Land $42,000 Building $132,658 |
| 2022 | $2,096.00 | $170,111 | $170,111 Land $42,000 Building $128,111 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 13 (1985–2020) |
| Claims Outside the SFHA | 5 of 13 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MILTON, CITY OF WATER SYSTEM serves 21,241 people · EPA ID FL1570146 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 5 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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