Santa Rosa County property record for 5537 Windham Rd, Milton, FL 32570
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,336 sqft · built 1986 |
| Lot Size | 1.02 acres (44,431 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $140,000 (Apr 2018) |
| Tax Bill | $1,618 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Aug 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-1N-28-1850-00B00-0090 |
| Primary APN | 06-1N-28-1850-00B00-0090 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,336 sqft Living Area |
| Gross Area | 2,252 sqft |
| 1st Floor Area | 1,336 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 44,431 sqft (1.02 acres) |
| Garage Type | Attached |
| Garage Area | 300 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Screened Porch |
|---|---|
| Porch Area | 316 sqft |
| Patio Area | 300 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 5537 WINDHAM RD |
|---|---|
| City | MILTON |
| State | FL |
| Zip | 32570-8366 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR1 |
| Legal Description | LOT 9 BLK B HIGHLANDS AS DES IN OR 3721 PG 1002 & AS DES IN OR 4486 PG 265 |
| Legal Range | 28W |
| Legal Township | 1N |
| Legal Section | 06 |
| Legal Subdivision | HIGHLANDS/REVISED |
| Legal Block | B |
| Legal Lot Number | 9 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | SKYLINE |
| Census Block Group | 3 |
| Census Block | 3022 |
| Census Tract | 10503 |
Source: Santa Rosa County records, as of August 3, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5537 WINDHAM RD, MILTON, FL 32570-8366 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 1, 2026 | Deed of Trust, Mortgage · VA Mortgage HOME LENDING |
| Aug 4, 2022 | Deed of Trust, Mortgage · VA Mortgage GOODLEAP LLC |
| Sep 14, 2019 | Deed of Trust, Mortgage · VA Mortgage MR COOPER |
| Apr 25, 2018 | Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 25, 2018 · Amount on Record |
| Deed Sale | Apr 25, 2018 · Amount on Record |
| Prior Sale | Mar 31, 2014 · Amount on Record |
| Deed Document Number | 201816265 |
| Deed Book / Page | 3721 / 1002 |
| Last Transfer Date | Mar 9, 2024 |
| Transfer Doc | 0044860265 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Jul 1, 2026 |
| Property Address | 5537 WINDHAM RD, MILTON, FL 32570-8366 |
| Document Number | 0000033091 |
| Book / Page | 4762 / 460 |
| Instrument Date | Jun 23, 2026 |
| Instrument | 202633091 |
| Transaction Type | Mortgage |
| Record Updated | Aug 3, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 5537 WINDHAM RD, MILTON, FL 32570-8366 |
| Document Number | 0000033091, |
|---|---|
| Date | Jul 1, 2026 |
| Book Page | 4762/460 |
| Instrument | 202633091 |
| Name | HOME LENDING |
|---|
| Type | VA Mortgage |
|---|---|
| Term | 324 Months |
| Due | Jul 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.53% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 5537 WINDHAM RD, MILTON, FL 32570-8366 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2022 |
| Name | Verified Name |
|---|---|
| Address | 5537 WINDHAM RD, MILTON, FL 32570-8366 |
| Document Number | 0043130347 |
|---|---|
| Date | Aug 4, 2022 |
| Book Page | 4313/347 |
| Instrument | 202245871 |
| Name | GOODLEAP LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | ROSEVILLE, CA 95661 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 5537 WINDHAM RD, MILTON, FL 32570-8366 |
| Document Number | 0038730412 |
| Instrument Date | Sep 14, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 5, 2019 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5537 WINDHAM RD MILTON FL 325708366, MILTON, FL 32570-8366 |
| Document Number | 0038730412 |
|---|---|
| Date | Sep 24, 2019 |
| Book Page | 003873/000412 |
| Instrument | 42696 |
| Name | MR COOPER |
|---|---|
| Address | COPPELL, TX 75019 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 23, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Apr 25, 2018 |
| Property Address | 5537 WINDHAM RD, MILTON, FL 32570-8366 |
| Document Number | 0037211002 |
| Book / Page | 003721 / 001002 |
| Instrument Date | Apr 24, 2018 |
| Instrument | 16265 |
| Transaction Type | Transfer |
| Record Updated | Jul 10, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $980.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5537 WIND LANE RD MILTON FL 32570, MILTON, FL 32570 |
| Document Number | 37211004 |
|---|---|
| Date | Apr 25, 2018 |
| Book Page | 003721/001004 |
| Instrument | 16266 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 24, 2048 |
Source: Santa Rosa County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,618.00 (+7.08%) Homeowner's exemption | $160,912 (+4.91%) | $198,553 (+6.21%) Land $36,000 Building $162,553 |
| 2024 | $1,511.00 (+49.31%) Homeowner's exemption | $153,374 (+31.87%) | $186,952 (+8.65%) Land $36,000 Building $150,952 |
| 2023 | $1,012.00 (+2.95%) Homeowner's exemption | $116,305 (+3%) | $172,074 (+4.71%) Land $30,000 Building $142,074 |
| 2022 | $983.00 Homeowner's exemption | $112,917 | $164,336 Land $30,000 Building $134,336 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 13 (1985–2020) |
| Claims Outside the SFHA | 5 of 13 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 84% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MILTON, CITY OF WATER SYSTEM serves 21,241 people · EPA ID FL1570146 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 5 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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